Posts Tagged Store Credit Cards
I have 16 credit cards. Is that bad?
I have 16 credit cards, however, 2 of them are Business Cards (so they aren’t even reported to my consume credit report, but instead to a Dunn and Bradstreet credit report?)
I have 14 personal credit cards.. 2 of them are Store Credit Cards. 12 of them are visa/mastercard/amex/discover. Okay, all of them are paid off and have a $0 balance on them, except for 3 of them. And the LOWEST credit limit I have on 1 card — It’s a $500 credit limit. The rest are 1k+. I am scared this will hurt my credit score, but I’ve NEVER been late on any card, never gone over the credit limit on any of them. 2 of them I plan on paying off completely. The last one, I pay about 20 dollars more than the minimum payment they ask for.
Is this hurting my credit? Even though I pay them all on time, never missed a payment, never gone over my limit, etc?
Robert
Use a Gap Card to Build up Credit?
I did a Credit Report after being denied on a Personal Line of Credit to see that my Credit Score was considered “Poor.” I was wondering- If you open store credit cards like Gap but NEVER use them will this help your Credit Score?
Or should you use like $10 every month and pay it off?
Which Stores offer the BEST Credit Card Deals??
PERCY