Posts Tagged Personal Information
Representative from an insurance company distributed personal information without permission?
Miss Sarah asked:
A representative from an insurance company obtained my credit report, distributed my credit report, and disclosed personal financial information to a third party all without my permission. They also sent my credit report to a potential client of mine. What sort of action can be taken?
The client has no interests in the company, the person was trying to cause defamation of my character in efforts to discredit me and steal the accounts for there self.
A representative from an insurance company obtained my credit report, distributed my credit report, and disclosed personal financial information to a third party all without my permission. They also sent my credit report to a potential client of mine. What sort of action can be taken?
The client has no interests in the company, the person was trying to cause defamation of my character in efforts to discredit me and steal the accounts for there self.
The faxed credit report was received through a unrelated company of this persons, which did not have a consent form.
Marian
I applied for a job online and they asked me to do my own credit report and send it to them? Is this common?
Posted by admin in Other - Careers & Employment on February 21, 2011
Wendy G asked:
I applied for a job online, and when they wrote me back they asked ME to do my credit report print it out or send the information over to them once I recieved it. Is this done often? Or am I being had? Can they recieve personal information off of my credit report besides my credit score
of course i didnt do the credit report; OR send them any information. and obviously i have never heard of it before.. or i wouldnt be asking
Constance
I applied for a job online, and when they wrote me back they asked ME to do my credit report print it out or send the information over to them once I recieved it. Is this done often? Or am I being had? Can they recieve personal information off of my credit report besides my credit score
of course i didnt do the credit report; OR send them any information. and obviously i have never heard of it before.. or i wouldnt be asking
Constance
Representative from an insurance company distributed personal information without permission?
Posted by admin in Law & Ethics on February 17, 2011
Miss Sarah asked:
A representative from an insurance company obtained my credit report, distributed my credit report, and disclosed personal financial information to a third party all without my permission. They also sent my credit report to a potential client of mine. What sort of action can be taken?
A representative from an insurance company obtained my credit report, distributed my credit report, and disclosed personal financial information to a third party all without my permission. They also sent my credit report to a potential client of mine. What sort of action can be taken?
Additional Details
The client has no interests in the company, the person was trying to cause defamation of my character in efforts to discredit me and steal the accounts for there self.
The faxed credit report was received through a unrelated company of this persons, which did not have a consent form.
Troy
How do I find out if a friend used my personal info for credit cards, or purchases?
Posted by admin in Personal Finance on January 9, 2011
Michelle B asked:
My ex-friend and I had moved to Key West, FL. She had a lot of my personal information and I think she claimed me and my family on income tax for 2008 because I went to file myself, it was rejected because me and my dependents had already been claimed. So can I find out if they did this if I gave her name? Also, when I moved back to TN I’ve recieved bills, etc. that I’ve never heard of and don’t know what they’re for. If I did a credit report would the information be helpful for this problem. Also, the IRS told me over the phone that my family and I might have to get new S.S #. Is this a common way of identity theft problem solving?
Elsie
My ex-friend and I had moved to Key West, FL. She had a lot of my personal information and I think she claimed me and my family on income tax for 2008 because I went to file myself, it was rejected because me and my dependents had already been claimed. So can I find out if they did this if I gave her name? Also, when I moved back to TN I’ve recieved bills, etc. that I’ve never heard of and don’t know what they’re for. If I did a credit report would the information be helpful for this problem. Also, the IRS told me over the phone that my family and I might have to get new S.S #. Is this a common way of identity theft problem solving?
Elsie
Personal Credit Report
Beth Pardue asked:
Your personal credit report is an electronic record of your credit activities. These activities include borrowing money to buy a car, applying for a loan or credit card and your payment history of the loans you have taken. Every time you apply for credit or a loan, potential lenders use this report to see how you use credit and how much of it you have available.
According to TransUnion, one of the three major credit bureaus, there are four main areas of content in your personal credit report: Identifying information, credit history, public records, and credit inquiries. Your credit report also shows any current credit that you have. This includes amounts owed, amounts available, like on a credit card or other form of revolving credit and payment amounts on installment loans.
When lenders evaluate your loan request they use the information on this report to generate your credit rating. The higher this rating, the more likely you will receive the loan and at more favorable terms. If you are planning on applying for credit anytime soon, it’s a good idea to take a look at your credit report before the people reviewing your application do. This will ensure that you aren’t caught off guard by any unpleasant surprises that may be on your credit report. Many people have found errors on their credit report that were bringing down their credit score.
Luckily, getting a copy of your credit report is easy and if you request it from the right place it can also be free! A quick Internet search will direct you to many reputable companies that will provide you with a copy of your credit report free of charge. We recommend visiting [http://www.credit-report-credit-score.com] to learn more about credit and to obtain a free copy of your credit report.
If you find errors or false information on your credit report, they can be disputed and corrected. However, correcting these mistakes can sometimes be a lengthy process. That is why it is the best idea to keep a watchful eye on your credit report activity at all times in addition to checking it before you plan to apply for credit or a loan. That way, if any errors ever do make their way on to your credit report you can save valuable time by correcting them before you are ready to apply for your next loan.
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Note: This article may be freely reproduced as long as the authors bio paragraph at the bottom of this article is included, the article is published “as is” (unedited) and all URL’s are made active hyperlinks with no syntax changes.
Alice
Your personal credit report is an electronic record of your credit activities. These activities include borrowing money to buy a car, applying for a loan or credit card and your payment history of the loans you have taken. Every time you apply for credit or a loan, potential lenders use this report to see how you use credit and how much of it you have available.
According to TransUnion, one of the three major credit bureaus, there are four main areas of content in your personal credit report: Identifying information, credit history, public records, and credit inquiries. Your credit report also shows any current credit that you have. This includes amounts owed, amounts available, like on a credit card or other form of revolving credit and payment amounts on installment loans.
When lenders evaluate your loan request they use the information on this report to generate your credit rating. The higher this rating, the more likely you will receive the loan and at more favorable terms. If you are planning on applying for credit anytime soon, it’s a good idea to take a look at your credit report before the people reviewing your application do. This will ensure that you aren’t caught off guard by any unpleasant surprises that may be on your credit report. Many people have found errors on their credit report that were bringing down their credit score.
Luckily, getting a copy of your credit report is easy and if you request it from the right place it can also be free! A quick Internet search will direct you to many reputable companies that will provide you with a copy of your credit report free of charge. We recommend visiting [http://www.credit-report-credit-score.com] to learn more about credit and to obtain a free copy of your credit report.
If you find errors or false information on your credit report, they can be disputed and corrected. However, correcting these mistakes can sometimes be a lengthy process. That is why it is the best idea to keep a watchful eye on your credit report activity at all times in addition to checking it before you plan to apply for credit or a loan. That way, if any errors ever do make their way on to your credit report you can save valuable time by correcting them before you are ready to apply for your next loan.
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Note: This article may be freely reproduced as long as the authors bio paragraph at the bottom of this article is included, the article is published “as is” (unedited) and all URL’s are made active hyperlinks with no syntax changes.
Alice
What company or entity do I report to, if someone is trying to use credit reports for own benefits?
Posted by admin in Corporations on December 31, 2010
leina asked:
Online, at a friend’s feed, I saw someone making threats that since they have credit reports access that they can pull all their personal information. I want to report this to their company but fear they will not do anything about this. Is there a company or entity to which I would report this too. Like hey there is an employee of a specific credit report company making threats to pull their personal information. Don’t know if they want to get their address or to alter the report but either way it is scary. Any help would be beneficial.
Janice
Online, at a friend’s feed, I saw someone making threats that since they have credit reports access that they can pull all their personal information. I want to report this to their company but fear they will not do anything about this. Is there a company or entity to which I would report this too. Like hey there is an employee of a specific credit report company making threats to pull their personal information. Don’t know if they want to get their address or to alter the report but either way it is scary. Any help would be beneficial.
Janice