I had 3 credit cards that went to collection about 8 months ago and I paid them all of right around that time.
They show up on all 3 credit reports as potentially negative credit items as they all say 120 days past due.
I was also told that this lowered my credit score.
My question is: I have 1 credit card that is 180 days past due and it shows that the amount has been written off.
Would it raise my FICO score or help my credit reports in any way if I paid it off? It doesn’t seem to have helped when I paid off the other credit cards.
I’m not looking for personal comments…I just want a real answer.
FICO score and Credit Report and late payments?
Posted by admin in Personal Finance on December 17, 2009
I had 3 credit cards that went to collection about 8 months ago and I paid them all of right around that time.
They show up on all 3 credit reports as potentially negative credit items as they all say 120 days past due.
I was also told that this lowered my credit score.
My question is: I have 1 credit card that is 180 days past due and it shows that the amount has been written off.
Would it raise my FICO score or help my credit reports in any way if I paid it off? It doesn’t seem to have helped when I paid off the other credit cards.
I’m not looking for personal comments…I just want a real answer.
JEFFRY
Credit Card, Credit Cards, Credit Report, Credit Reports, Credit Score, Fico Score, Late Payments, Negative Credit, Personal Comments
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