Nikki L asked:


I recently checked my credit score due to a denial on a credit card. I am divorced and was worried my ex didn’t pay a credit card bill that was in both our name. When I entered all of my personal and secure information into the “free credit report.com” 2 out of 3 reporting agencies had my correct credit history. However, the third, Experian, did not. The person it was reporting had TERRIBLE credit, and although mine isn’t an 800 it’s most definitely not a 540. I was recently informed by the company I work for that we will no longer have company cars and in place will acquire a car allowance, unfortunately I do not have my own vehicle and will have to purchase one by September 1st, 2009. Has this happened to anyone ever/recently? I’ve tried contacting Experian with no success, and every time I go to the “dispute” tab it automatically adds the girls information they have me confused with, since she’s $14,000 (+) in debt and (fortunately) I have none I don’t want to affiliate myself with this woman in any way. I need the help of anyone that’s been through this or contact information to correct this…not to sound pathetic but I’m BEGGING!!! Thanks in advanced for your help and sorry this is so long, I’m freaking out…and I talk a lot!!!

Virginia