Posts Tagged Fraud
how do you get your credit report “marked” that someone may attempt to fraud you?
hottiearchitect asked:
The HR dept. at work has been compromised and a lot of employees information, including my driver’s license #, SS# and other personal information were stolen. Who knows what is going to happen with it – maybe posted on the internet somewhere. The company offered a year free for some credit report service but I don’t think this is enough – sounds like the compnay only sends you a few reports a year – by then somebody has already stolen your identity. I have tried to find info on the big 3 agencies with no luck – phone numbers listed result in nothing but a computer generated operator helping you to order your credit report for a fee or “this number has been changed…”. Is there a way to contact the big 3 credit reportng agencies and have my report marked that someone has stolen my information and may attempt to commit fraud? Can I argue with my company about the shoddy offer for one year of reporting? they screwed up – I should get more than that!
ALONZO
The HR dept. at work has been compromised and a lot of employees information, including my driver’s license #, SS# and other personal information were stolen. Who knows what is going to happen with it – maybe posted on the internet somewhere. The company offered a year free for some credit report service but I don’t think this is enough – sounds like the compnay only sends you a few reports a year – by then somebody has already stolen your identity. I have tried to find info on the big 3 agencies with no luck – phone numbers listed result in nothing but a computer generated operator helping you to order your credit report for a fee or “this number has been changed…”. Is there a way to contact the big 3 credit reportng agencies and have my report marked that someone has stolen my information and may attempt to commit fraud? Can I argue with my company about the shoddy offer for one year of reporting? they screwed up – I should get more than that!
ALONZO
Credit Report Repair
Posted by admin in Business Opportunities on November 25, 2008
Kathleen Chester asked:
A Credit report determines your financial status and eligibility for a loan and other types of credits. The scores in the credit report affect every aspect of your financial life – eligibility for loans, the interest rates, employment opportunities, and also the insurance premiums. The credit reports however may include some errors, misstatements, incomplete and misleading information. Recent studies have shown that 79% of the credit reports contain some or the other type of error.
It is therefore very essential to get your credit report free of all these errors. The repairing of your credit profile is one of the most significant financial decisions you can make. There are many agencies that provide help in repairing the credit reports and make it free of all the errors. Some of the general errors that may harm your credit report are:
Late Payments
Judgments/Liens
Collections
Repossessions
Charge Offs
Foreclosures
Bankruptcies
Identity Theft/Fraud
Inquiries
Incorrect Personal Information
If you find any of the above mentioned or some other mistakes on the information on your personal credit report, then follow some simple steps – just fill out the ‘requests’ section of the credit report. In that section, you will have to state why you think there is an error on your report. After that, you will be required to attach any additional information that provides enough evidence proving that there is an error.
In most cases, people feel that they are left in the dark when referring to their own individual credit reports. The Credit bureaus will not bother or go out of their way to ensure that you always have a legal and updated copy of your credit report. You must therefore be responsible and ensure that your credit report information is correct, updated and genuine. There are three companies that you can rely on to get the perfect credit report information. Equifax is the biggest and most widely used of these companies that is in the business of collecting credit information, updating it and making sure that you credit report is valid and correct.
The credit report depends very much on you. The information on the credit report largely lies with your own individual credit history. It includes all the information regarding your credit cards, past loans and bill payments. If you find any mistake in the report then it is advisable that you get it repaired as soon as possible. A good credit report gives you the key for unlocking greater happiness for yourself and family.
Make your credit report error free and your financial status secure. For more details on credit report repair, log on to http://www.creditrepair-online.com/.
Website content
A Credit report determines your financial status and eligibility for a loan and other types of credits. The scores in the credit report affect every aspect of your financial life – eligibility for loans, the interest rates, employment opportunities, and also the insurance premiums. The credit reports however may include some errors, misstatements, incomplete and misleading information. Recent studies have shown that 79% of the credit reports contain some or the other type of error.
It is therefore very essential to get your credit report free of all these errors. The repairing of your credit profile is one of the most significant financial decisions you can make. There are many agencies that provide help in repairing the credit reports and make it free of all the errors. Some of the general errors that may harm your credit report are:
Late Payments
Judgments/Liens
Collections
Repossessions
Charge Offs
Foreclosures
Bankruptcies
Identity Theft/Fraud
Inquiries
Incorrect Personal Information
If you find any of the above mentioned or some other mistakes on the information on your personal credit report, then follow some simple steps – just fill out the ‘requests’ section of the credit report. In that section, you will have to state why you think there is an error on your report. After that, you will be required to attach any additional information that provides enough evidence proving that there is an error.
In most cases, people feel that they are left in the dark when referring to their own individual credit reports. The Credit bureaus will not bother or go out of their way to ensure that you always have a legal and updated copy of your credit report. You must therefore be responsible and ensure that your credit report information is correct, updated and genuine. There are three companies that you can rely on to get the perfect credit report information. Equifax is the biggest and most widely used of these companies that is in the business of collecting credit information, updating it and making sure that you credit report is valid and correct.
The credit report depends very much on you. The information on the credit report largely lies with your own individual credit history. It includes all the information regarding your credit cards, past loans and bill payments. If you find any mistake in the report then it is advisable that you get it repaired as soon as possible. A good credit report gives you the key for unlocking greater happiness for yourself and family.
Make your credit report error free and your financial status secure. For more details on credit report repair, log on to http://www.creditrepair-online.com/.
Website content