Posts Tagged Charge Offs
How can I get settled charge offs accounts off of my credit report?
Posted by admin in Personal Finance on October 14, 2009
Anthony M asked:
I have 2 credit cards that I had charged off about 6-7 years ago . I settled with a collection agency, not the full amount but about 70% of both the credit cards. They are scheduled to be removed from my credit in 2010. Is there a way to speed this process up? Could I pay the remainder of these credit cards off beyond the settled amount to get these removed? Also what is the easiest way to get credit? I currently make 125k plus a year. I can only seem to get credit cards with like a $500 limit. I believe it’s because of these accounts. Please let me know what is the easiest way to get get whether it be a credit card or personal or etc.
EARL
I have 2 credit cards that I had charged off about 6-7 years ago . I settled with a collection agency, not the full amount but about 70% of both the credit cards. They are scheduled to be removed from my credit in 2010. Is there a way to speed this process up? Could I pay the remainder of these credit cards off beyond the settled amount to get these removed? Also what is the easiest way to get credit? I currently make 125k plus a year. I can only seem to get credit cards with like a $500 limit. I believe it’s because of these accounts. Please let me know what is the easiest way to get get whether it be a credit card or personal or etc.
EARL
I found this one credit repair site that offers a 100% money back if you are not satisfied with their service?
Russell Mania asked:
This site claims to remove:
Late Payments
Charge Offs
Foreclosures
Judgements
Repossessions
Personal Identification
Closed Accounts
Negative Settlements
Liens
Collections
This site claims to remove:
Late Payments
Charge Offs
Foreclosures
Judgements
Repossessions
Personal Identification
Closed Accounts
Negative Settlements
Liens
Collections
They said that in some cases they can remove bankruptcy with a 35% success rate. They offer a full refund if you are not satisfied with their service. They also said the negative items on your credit report don’t come back.
RUDOLPH
Credit Report Repair
Posted by admin in Business Opportunities on November 25, 2008
Kathleen Chester asked:
A Credit report determines your financial status and eligibility for a loan and other types of credits. The scores in the credit report affect every aspect of your financial life – eligibility for loans, the interest rates, employment opportunities, and also the insurance premiums. The credit reports however may include some errors, misstatements, incomplete and misleading information. Recent studies have shown that 79% of the credit reports contain some or the other type of error.
It is therefore very essential to get your credit report free of all these errors. The repairing of your credit profile is one of the most significant financial decisions you can make. There are many agencies that provide help in repairing the credit reports and make it free of all the errors. Some of the general errors that may harm your credit report are:
Late Payments
Judgments/Liens
Collections
Repossessions
Charge Offs
Foreclosures
Bankruptcies
Identity Theft/Fraud
Inquiries
Incorrect Personal Information
If you find any of the above mentioned or some other mistakes on the information on your personal credit report, then follow some simple steps – just fill out the ‘requests’ section of the credit report. In that section, you will have to state why you think there is an error on your report. After that, you will be required to attach any additional information that provides enough evidence proving that there is an error.
In most cases, people feel that they are left in the dark when referring to their own individual credit reports. The Credit bureaus will not bother or go out of their way to ensure that you always have a legal and updated copy of your credit report. You must therefore be responsible and ensure that your credit report information is correct, updated and genuine. There are three companies that you can rely on to get the perfect credit report information. Equifax is the biggest and most widely used of these companies that is in the business of collecting credit information, updating it and making sure that you credit report is valid and correct.
The credit report depends very much on you. The information on the credit report largely lies with your own individual credit history. It includes all the information regarding your credit cards, past loans and bill payments. If you find any mistake in the report then it is advisable that you get it repaired as soon as possible. A good credit report gives you the key for unlocking greater happiness for yourself and family.
Make your credit report error free and your financial status secure. For more details on credit report repair, log on to http://www.creditrepair-online.com/.
Website content
A Credit report determines your financial status and eligibility for a loan and other types of credits. The scores in the credit report affect every aspect of your financial life – eligibility for loans, the interest rates, employment opportunities, and also the insurance premiums. The credit reports however may include some errors, misstatements, incomplete and misleading information. Recent studies have shown that 79% of the credit reports contain some or the other type of error.
It is therefore very essential to get your credit report free of all these errors. The repairing of your credit profile is one of the most significant financial decisions you can make. There are many agencies that provide help in repairing the credit reports and make it free of all the errors. Some of the general errors that may harm your credit report are:
Late Payments
Judgments/Liens
Collections
Repossessions
Charge Offs
Foreclosures
Bankruptcies
Identity Theft/Fraud
Inquiries
Incorrect Personal Information
If you find any of the above mentioned or some other mistakes on the information on your personal credit report, then follow some simple steps – just fill out the ‘requests’ section of the credit report. In that section, you will have to state why you think there is an error on your report. After that, you will be required to attach any additional information that provides enough evidence proving that there is an error.
In most cases, people feel that they are left in the dark when referring to their own individual credit reports. The Credit bureaus will not bother or go out of their way to ensure that you always have a legal and updated copy of your credit report. You must therefore be responsible and ensure that your credit report information is correct, updated and genuine. There are three companies that you can rely on to get the perfect credit report information. Equifax is the biggest and most widely used of these companies that is in the business of collecting credit information, updating it and making sure that you credit report is valid and correct.
The credit report depends very much on you. The information on the credit report largely lies with your own individual credit history. It includes all the information regarding your credit cards, past loans and bill payments. If you find any mistake in the report then it is advisable that you get it repaired as soon as possible. A good credit report gives you the key for unlocking greater happiness for yourself and family.
Make your credit report error free and your financial status secure. For more details on credit report repair, log on to http://www.creditrepair-online.com/.
Website content