Drake G asked:


Hi, I ask this mostly out of curiosity. I have a business card from Chase. I’m not 100% sure why I have it considering that I don’t have a business, but oh well. Anyways, the thing is that they just sent me a notice saying that they have to raise my interest rate to make a profit. I’ve always paid my card on time and I always pay more than the bare minimum. I know this is my chance to get out of my agreement, but I am pretty ticked off considering all of the bailout money that these companies just got. It’s crazy that people with good credit that are being responsible are getting hit for the mistakes of others. Anyways, I was wondering how would this affect my personal credit if at all? If I remember correctly, I never see this card or account listed on my credit reports.
For Pojo…It is in my name. There is no and has never been a business attached to it. I just got it in the mail one day and decided to apply for it and they gave it to me just using my own basic info.

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