Posts Tagged American Express
What is the minimum credit score required to receive an American Express Business card through a fortune 500?
flyingniteowl asked:
I am seeking a job with a fortune 500 company that requires the employee to obtain a company issued AMEX business credit card for extensive travel. The card is issued to the employee and therefore linked to their personal credit. The balance on the card is paid by the company after the employee submits an approved expense report. Presently, my median credit score is 655. Can I be approved for a company issued AMEX business credit card with this score and if not, what is the minimum score needed to obtain approval?
Roland
I am seeking a job with a fortune 500 company that requires the employee to obtain a company issued AMEX business credit card for extensive travel. The card is issued to the employee and therefore linked to their personal credit. The balance on the card is paid by the company after the employee submits an approved expense report. Presently, my median credit score is 655. Can I be approved for a company issued AMEX business credit card with this score and if not, what is the minimum score needed to obtain approval?
Roland
Why doesn’t my American Express Business card show up on my credit reports?
Posted by admin in Business Advice on November 9, 2010
Manns2001 asked:
Own my own business (not incorporated). Does my American Express Business get rolled in with my personal card on the credit report, or does it not go on my report at all?
Corey
Own my own business (not incorporated). Does my American Express Business get rolled in with my personal card on the credit report, or does it not go on my report at all?
Corey
Creditors CANNOT Put Business Debt on Personal Credit Report
northcaldwellbob asked:
Credit Reporting: credit cards such as AMEX cannot put corporate/business debt on your personal credit report if the business stops paying. We’re seeing a lot of this these days with American Express Corp.
Kelly
Benefits and Drawbacks of Gas Credit Cards
Jeff Weber asked:
When credit cards first began most of the cards that you could get were from gas stations. Visa and MasterCard didn’t have the presence that they share today. Today gas credit cards are still available and there are about fifteen or so companies that offer them. One of the drawbacks to gas cards is that generally you can only use them to purchase gas, although to stay competitive with the bigger bank cards you can find ones that will allow you to buy other items.
Why with regular credit cards would someone want gas cards anymore? Probably the singular reason is to get gas rebates. All the major gas cards offer cash back. If you live where there are BP gas stations you could look into the BP Visa Card which offers a 5% rebate if you use it at BP or Amoco gas stations. Interest rates on these gas cards can be variable instead of fixed so you could pay more than you save if you can’t pay the bill in full each month. It is not unusual to find an almost 20% interest rate with a gas station card.
Some gas credit cards let you earn rewards points instead of getting a percentage cash back rebate. In this instance you would earn a certain amount of points for each dollar spent on gasoline then you would redeem these points for gift cards, merchandise or other items. When you choose gas credit cards with major branding they may also offer you a cash rebate for purchases other than gas. Usually it is 1% back on other purchases.
There are gas cards that don’t offer any rebates at all, just the chance to have revolving credit to purchase gas. They won’t have the Visa, MasterCard, American Express or Discover logo anywhere and they can only be used at those gas stations. These are no frills cards as they will have higher interest rates and won’t have balance transfer capabilities.
It is imperative that you read the terms and conditions of a gas card before signing up. They can have stipulations regarding the expiration of reward points if they aren’t redeemed or canceling the card for inactivity. The information you might see to get you interested in the card may tell you that you can earn up to 5%, but that doesn’t mean that you will get that 5%. If they have a qualification of up to 5% it means you may not always get that amount on your purchases.
Valerie
When credit cards first began most of the cards that you could get were from gas stations. Visa and MasterCard didn’t have the presence that they share today. Today gas credit cards are still available and there are about fifteen or so companies that offer them. One of the drawbacks to gas cards is that generally you can only use them to purchase gas, although to stay competitive with the bigger bank cards you can find ones that will allow you to buy other items.
Why with regular credit cards would someone want gas cards anymore? Probably the singular reason is to get gas rebates. All the major gas cards offer cash back. If you live where there are BP gas stations you could look into the BP Visa Card which offers a 5% rebate if you use it at BP or Amoco gas stations. Interest rates on these gas cards can be variable instead of fixed so you could pay more than you save if you can’t pay the bill in full each month. It is not unusual to find an almost 20% interest rate with a gas station card.
Some gas credit cards let you earn rewards points instead of getting a percentage cash back rebate. In this instance you would earn a certain amount of points for each dollar spent on gasoline then you would redeem these points for gift cards, merchandise or other items. When you choose gas credit cards with major branding they may also offer you a cash rebate for purchases other than gas. Usually it is 1% back on other purchases.
There are gas cards that don’t offer any rebates at all, just the chance to have revolving credit to purchase gas. They won’t have the Visa, MasterCard, American Express or Discover logo anywhere and they can only be used at those gas stations. These are no frills cards as they will have higher interest rates and won’t have balance transfer capabilities.
It is imperative that you read the terms and conditions of a gas card before signing up. They can have stipulations regarding the expiration of reward points if they aren’t redeemed or canceling the card for inactivity. The information you might see to get you interested in the card may tell you that you can earn up to 5%, but that doesn’t mean that you will get that 5%. If they have a qualification of up to 5% it means you may not always get that amount on your purchases.
Valerie
Credit Report Results?
nevergiveup12908 asked:
I’m in the process of running my credit report and I’m at the step now where I have to verify my identity by giving my account number for an open account I have. All I’ve got is an account with Wal-Mart but I see results for that plus an American express card and a Lord and Taylor account. I’ve had my suspicions about someone having my personal info in the past and am not sure what I should do now. I’m 19 and know very little about this.
EFREN
I’m in the process of running my credit report and I’m at the step now where I have to verify my identity by giving my account number for an open account I have. All I’ve got is an account with Wal-Mart but I see results for that plus an American express card and a Lord and Taylor account. I’ve had my suspicions about someone having my personal info in the past and am not sure what I should do now. I’m 19 and know very little about this.
EFREN
How do I take care of this identity theft problem on my credit report?
livi asked:
Somebody got a hold of all my personal info. and applied for American Express on line and was approved for $3000, I found out about it when the collection agency contacted me. It’s been on my record for more than a year now and I dont know how to take care of it, now its up to $4150. I notified American Express of this fraud and asked them to investigate it, but all I got from them was an offer to settle the account for less, and also had a lawyer contact me. I filed a police report. I informed the lawyer of the fraud but he didn’t get back to me yet. Shoud I sue American Express for being negligent upon aproving credit in my name or send the police report to one of the national credit agency and see if they will take it off my record?
COREY
Somebody got a hold of all my personal info. and applied for American Express on line and was approved for $3000, I found out about it when the collection agency contacted me. It’s been on my record for more than a year now and I dont know how to take care of it, now its up to $4150. I notified American Express of this fraud and asked them to investigate it, but all I got from them was an offer to settle the account for less, and also had a lawyer contact me. I filed a police report. I informed the lawyer of the fraud but he didn’t get back to me yet. Shoud I sue American Express for being negligent upon aproving credit in my name or send the police report to one of the national credit agency and see if they will take it off my record?
COREY