Posts Tagged 8 Years
Renting apartment with bad credit?
Posted by admin in Renting & Real Estate on May 12, 2010
rexy asked:
Can you still rent an apartment if you have bad credit?
I live in CA and I would like to rent my first apartment in the near future ( within 2 years). I got my credit report from Equifax and it shows that I have Currently ‘past due’ 2 accounts and in the Negative Acct History it show 8 accts ( the 2 past due are included). Of the 8, two of them are not paid and the rest are “charge off” or “collections paid” All this info is correct.
Will I still be able to get ‘approved’? Does any one have any personal experience in renting their first apartment.
I have a steady job, work full time and have been w/ the company for 6 years. I have paid off most of my debt, but my ‘bad’ credit happenend when I was in college about 8 years ago.
Francis
Can you still rent an apartment if you have bad credit?
I live in CA and I would like to rent my first apartment in the near future ( within 2 years). I got my credit report from Equifax and it shows that I have Currently ‘past due’ 2 accounts and in the Negative Acct History it show 8 accts ( the 2 past due are included). Of the 8, two of them are not paid and the rest are “charge off” or “collections paid” All this info is correct.
Will I still be able to get ‘approved’? Does any one have any personal experience in renting their first apartment.
I have a steady job, work full time and have been w/ the company for 6 years. I have paid off most of my debt, but my ‘bad’ credit happenend when I was in college about 8 years ago.
Francis
Will my credit score go up once a disputed item is taken off of my credit report?
awsomenurse asked:
I applied for a personal loan through capitol one and was denied d/t something on my credit report. So I did the 1 time a year free credit report and found out that Sears/City reported me for nonpayment on a card that belongs to my exhusband of 8 years. (he is filing bankruptcy) It has me as an authorized user. We called the credit card company and they said that I was not on that credit card. I am disputing it with equifax. Once it is taken off of my credit report, will my score go up? Should I reapply for the loan? I had excellent credit before this. I make good money and I always pay my debts. We have been divorced for 8 years.
WENDELL
I applied for a personal loan through capitol one and was denied d/t something on my credit report. So I did the 1 time a year free credit report and found out that Sears/City reported me for nonpayment on a card that belongs to my exhusband of 8 years. (he is filing bankruptcy) It has me as an authorized user. We called the credit card company and they said that I was not on that credit card. I am disputing it with equifax. Once it is taken off of my credit report, will my score go up? Should I reapply for the loan? I had excellent credit before this. I make good money and I always pay my debts. We have been divorced for 8 years.
WENDELL