Bad credit is one of the worst problems to have… however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

if it helps kindly remember me in your voting!.. cheers!

Anyone can rent an apartment in CA. If the landlord gives you any problems about your credit, simply say that you will provide an additional month’s security deposit. Make suer that you can use the security deposit for rent payment after 1 year of paying on time.

if it was over 7 years ago dispute the charges with the CBR company and they will remove it. As for the rest of it. lenght of time at job and such you will be fine

not all places check credit reports, look for those.

I also live in California, and yes, you can rent an apartment with bad credit, although it may be difficult. You may, for instance need to have a “co-signer,” someone who agrees to be responsible for the rent in the case you cannot pay. You may also be required to pay a higher deposit, sometimes double the amount a person with good credit has.

Ussually, you’ll be fine. Explain your situation. If you can, offer to pay rent a month ahead.