rexy asked:
Can you still rent an apartment if you have bad credit?
I live in CA and I would like to rent my first apartment in the near future ( within 2 years). I got my credit report from Equifax and it shows that I have Currently ‘past due’ 2 accounts and in the Negative Acct History it show 8 accts ( the 2 past due are included). Of the 8, two of them are not paid and the rest are “charge off” or “collections paid” All this info is correct.
Will I still be able to get ‘approved’? Does any one have any personal experience in renting their first apartment.
I have a steady job, work full time and have been w/ the company for 6 years. I have paid off most of my debt, but my ‘bad’ credit happenend when I was in college about 8 years ago.
Francis
Can you still rent an apartment if you have bad credit?
I live in CA and I would like to rent my first apartment in the near future ( within 2 years). I got my credit report from Equifax and it shows that I have Currently ‘past due’ 2 accounts and in the Negative Acct History it show 8 accts ( the 2 past due are included). Of the 8, two of them are not paid and the rest are “charge off” or “collections paid” All this info is correct.
Will I still be able to get ‘approved’? Does any one have any personal experience in renting their first apartment.
I have a steady job, work full time and have been w/ the company for 6 years. I have paid off most of my debt, but my ‘bad’ credit happenend when I was in college about 8 years ago.
Francis
#1 by BigPappa on May 15, 2010 - 2:06 pm
Antonio
Ussually, you’ll be fine. Explain your situation. If you can, offer to pay rent a month ahead.
#2 by C. J on May 17, 2010 - 5:16 am
Sarah
I also live in California, and yes, you can rent an apartment with bad credit, although it may be difficult. You may, for instance need to have a “co-signer,” someone who agrees to be responsible for the rent in the case you cannot pay. You may also be required to pay a higher deposit, sometimes double the amount a person with good credit has.
#3 by singledad on May 19, 2010 - 3:23 am
Jonathan
not all places check credit reports, look for those.
#4 by ML on May 20, 2010 - 3:51 pm
Dana
if it was over 7 years ago dispute the charges with the CBR company and they will remove it. As for the rest of it. lenght of time at job and such you will be fine
#5 by SexyTrojan on May 22, 2010 - 12:24 pm
Shawn
Anyone can rent an apartment in CA. If the landlord gives you any problems about your credit, simply say that you will provide an additional month’s security deposit. Make suer that you can use the security deposit for rent payment after 1 year of paying on time.
#6 by gabriel s on May 23, 2010 - 9:47 pm
Gail
Bad credit is one of the worst problems to have… however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
if it helps kindly remember me in your voting!.. cheers!