Comments on: Under the corporation we are trying to clean my credit before dec only two good accts open? http://4creditreport.com/personal-finance/under-the-corporation-we-are-trying-to-clean-my-credit-before-dec-only-two-good-accts-open/ about personal credit report Wed, 30 Mar 2011 11:22:20 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: albumpark http://4creditreport.com/personal-finance/under-the-corporation-we-are-trying-to-clean-my-credit-before-dec-only-two-good-accts-open/#comment-1420 albumpark Thu, 16 Sep 2010 22:50:44 +0000 http://4creditreport.com/personal-finance/under-the-corporation-we-are-trying-to-clean-my-credit-before-dec-only-two-good-accts-open/#comment-1420 <a href="">Sandra</a> If you pay off all your delinquent accounts most likely you won't be able to get a loan in dec. I would suggest once you pay everything off, get a secure credit card from your bank, stay on top of the payments for about 6 to 8 months then try for a loan and it will show you are paying something that is current. Also, don't request for alot of credit, every time you do it brings down the score. You can monitor your credit thru your credut report. Last, make everytime you pay off your debt get a paid in full letter. Tell them before you give them the payment that you want the paid in full letter. If they don't send you one, report them to the BBB and you will get your letter. It has always worked for me Sandra

If you pay off all your delinquent accounts most likely you won’t be able to get a loan in dec. I would suggest once you pay everything off, get a secure credit card from your bank, stay on top of the payments for about 6 to 8 months then try for a loan and it will show you are paying something that is current. Also, don’t request for alot of credit, every time you do it brings down the score. You can monitor your credit thru your credut report.

Last, make everytime you pay off your debt get a paid in full letter. Tell them before you give them the payment that you want the paid in full letter. If they don’t send you one, report them to the BBB and you will get your letter. It has always worked for me

]]> By: Antacid http://4creditreport.com/personal-finance/under-the-corporation-we-are-trying-to-clean-my-credit-before-dec-only-two-good-accts-open/#comment-1419 Antacid Tue, 14 Sep 2010 14:14:54 +0000 http://4creditreport.com/personal-finance/under-the-corporation-we-are-trying-to-clean-my-credit-before-dec-only-two-good-accts-open/#comment-1419 <a href="">Jennifer</a> your creditors are ruthless. most will destroy your credit when you pay slow, and in turn be slow to do anything to repair your credit after you pay. you sound like all this you want to happen fast, but creditors have a lifetime to slowly do what they want. dont expect fast results. the credit bureaus are equally as slow or slower, they don't care abouth your credit as they have millions of folks trying to do the same thing you are. making "arrangements" with the creditors wont help your credit. they wont do a thing until that account is paid in full by YOU. Expect nothing else. Jennifer

your creditors are ruthless. most will destroy your credit when you pay slow, and in turn be slow to do anything to repair your credit after you pay. you sound like all this you want to happen fast, but creditors have a lifetime to slowly do what they want. dont expect fast results. the credit bureaus are equally as slow or slower, they don’t care abouth your credit as they have millions of folks trying to do the same thing you are. making “arrangements” with the creditors wont help your credit. they wont do a thing until that account is paid in full by YOU. Expect nothing else.

]]> By: Sharon T http://4creditreport.com/personal-finance/under-the-corporation-we-are-trying-to-clean-my-credit-before-dec-only-two-good-accts-open/#comment-1418 Sharon T Sat, 11 Sep 2010 07:15:09 +0000 http://4creditreport.com/personal-finance/under-the-corporation-we-are-trying-to-clean-my-credit-before-dec-only-two-good-accts-open/#comment-1418 <a href="">Tracy</a> I think you are at least a year away from being ready to open a business. You need all of your loans paid off or in good standing plus you need six months operating capital. Most new business that fail do so for this very reason. You will be asked to personally guarantee any new loans you obtain for your corporation. Tracy

I think you are at least a year away from being ready to open a business. You need all of your loans paid off or in good standing plus you need six months operating capital.

Most new business that fail do so for this very reason.

You will be asked to personally guarantee any new loans you obtain for your corporation.

]]> By: seekn2know http://4creditreport.com/personal-finance/under-the-corporation-we-are-trying-to-clean-my-credit-before-dec-only-two-good-accts-open/#comment-1417 seekn2know Fri, 10 Sep 2010 22:29:58 +0000 http://4creditreport.com/personal-finance/under-the-corporation-we-are-trying-to-clean-my-credit-before-dec-only-two-good-accts-open/#comment-1417 <a href="">Jim</a> When applying for a business line of credit the sba will sometimes get involved in the approval process and they usually only pull the first applicants credit. If your spouse or partner has the best credit have their name listed & submitted first on any loans. It also takes a while for things on your report to be removed so dispute whatever you need to now & it might be gone by end of year. Double check your reports to be sure. Jim

When applying for a business line of credit the sba will sometimes get involved in the approval process and they usually only pull the first applicants credit. If your spouse or partner has the best credit have their name listed & submitted first on any loans.

It also takes a while for things on your report to be removed so dispute whatever you need to now & it might be gone by end of year. Double check your reports to be sure.

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