How can I get approved now for a credit card or loan?


TTC baby#1 asked:


When I was 18 I got 7 credit cards and ran them up. (I know crazy right?!). Well I couldn’t pay for them because I ended up moving with my husband to a new town and I couldn’t get a job. Well now I have paid off four of them about to pay off the fifth one this weekend but I still have two left that are over a $1,000 each. (Actually one is less I forgot I paid on that). Well I have been trying to get approved for a personal loan or get a credit card worth the same amount (for plastic surgery). I know people will say I don’t need to put myself back in debt but its something that I really want to do. My marriage could suffer because of my insecurities and so I know it will help me so please don’t try to talk me out of doing it. I just can’t get approved for a loan because my credit score is still low. Two of the cards still haven’t cleared on my credit report. Is there anything I can do to help me get approved better? I need this loan asap before my husband deploys so he can be with me to help me!!!

Ricky
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  1. #1 by williew on October 19, 2010 - 9:02 pm

    Kyle

    Very carefully!

  2. #2 by jessica j on October 21, 2010 - 6:39 pm

    Jane

    Email me and I can give you the info you are looking for. I feel your pain about wanting the plastic surgery and i have no intention of talking you out of it.

    So, give me a shout and I’ll help you out with it as much as I can.

  3. #3 by Jim X on October 25, 2010 - 1:35 am

    Mitchell

    Ask lenders for agreement to delete this items from your credit report when paying them. I recommend to get such agreement thru credit repair agency, for example this one – freecreditreport.hotusa.org

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