Comments on: FICO score and Credit Report and late payments? http://4creditreport.com/personal-finance/fico-score-and-credit-report-and-late-payments/ about personal credit report Wed, 30 Mar 2011 11:22:20 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Heidi Ann http://4creditreport.com/personal-finance/fico-score-and-credit-report-and-late-payments/#comment-685 Heidi Ann Sun, 20 Dec 2009 06:06:20 +0000 http://4creditreport.com/personal-finance/fico-score-and-credit-report-and-late-payments/#comment-685 <a href="">MATTHEW</a> It may not help your credit score, but it will show up on your credit reports from the three major credit agencies as "paid in full". Can you still use that credit card? If so, pay it off, and use it to buy gas once a month...then pay it off. This will slowing help in repairing your credit scores. About 15 years ago I got divorced...long story short...had to file bankruptcy and it took me about 12 years to get my credit rating back into the good to excellent. I hope that helps. MATTHEW

It may not help your credit score, but it will show up on your credit reports from the three major credit agencies as “paid in full”. Can you still use that credit card? If so, pay it off, and use it to buy gas once a month…then pay it off. This will slowing help in repairing your credit scores.

About 15 years ago I got divorced…long story short…had to file bankruptcy and it took me about 12 years to get my credit rating back into the good to excellent.

I hope that helps.

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