Burton asked:
I have average credit around 660 currently…but only have credit cards. I live in California. Can I get a good personal loan with a good interest rate which will help my mix of credit? Only problem is that I have a repo on my credit report that will fall off next year.
RONNIE
I have average credit around 660 currently…but only have credit cards. I live in California. Can I get a good personal loan with a good interest rate which will help my mix of credit? Only problem is that I have a repo on my credit report that will fall off next year.
RONNIE
#1 by eeyoung03 on December 30, 2009 - 12:15 am
VAN
I don’t live in California, but I believe that Wells Fargo is a pretty popular bank out there, right? Go into a branch and inquire as to who you can speak to regarding a loan. Once you talk with a loan officer, you can explain your situation to them, and they will run a credit report for you when you apply for the loan. Many banks (including the one I work for) will help you set up a plan of action if you are denied the loan as to how to be approved next time…whether it is paying down debt or repairing a not-so-great score. Also be careful if you go to different banks about having them run your report. It can actually lower your score to have several credit reports requested. good luck!
#2 by John L on January 1, 2010 - 9:46 pm
EMMETT
Yes as you credit score is good you can easily get one. It may take some time but try to go to reputed banks only . It will be better .
To know more you can visit
and
#3 by mark john on January 2, 2010 - 1:26 am
ALPHONSE
you are live in california.so its better for you to try an online loan.i think that the below website will help you to find the right solution.its also easy to get personal loan on this site.