syk asked:
My sis got an email, supposedly from her bank, asking for personal info. She filled it out, including her ssn. She later called the bank back and found out it was a fraud email. The bank then changed the account number. But now someone has her ssn. What could they do with the info? Is there anything she could do about it? Should she contact the credit reporting agencies?
REUBEN
My sis got an email, supposedly from her bank, asking for personal info. She filled it out, including her ssn. She later called the bank back and found out it was a fraud email. The bank then changed the account number. But now someone has her ssn. What could they do with the info? Is there anything she could do about it? Should she contact the credit reporting agencies?
REUBEN
#1 by lbalsmeier on November 13, 2009 - 1:58 pm
LESTER
First with the info who knows what all they can do. Almost anything. Get loans, credit cards, live under her name whatever. Anyway. Best thing to do is to check her credit report. If she contacts the 3 credit bureaus and notifies them of the incident they can flag her bureau. That however won’t protect her completely. She will need to continually monitor her credit. She can check her reports for free once a year at annualcreditreport.com I suggest doing 1 agency every 4 months that way she can continually see what goes on. Just remember no credible institution is going to ask for sensitive information in an email. Always check with your bank or whatever if you are concerned.
#2 by steven l on November 15, 2009 - 11:31 am
SONNY
call 911
#3 by svilena on November 17, 2009 - 6:08 pm
DERRICK
Do not panic. But quickly go to the account and log into your personal info, and immediately change your password… do it fast before THEY do it. later come back and read the rest….I would also advise you to do the same with all accounts that have the same user name and password as the one you answered the e-mail for. It happened to me twice! so be careful next time. And also some helpful info: most web pages like e-bay, pay pal, most banks have a security sign in, so look for the ( the “s” stands for security) so if you ever go to those pages and there is just the on the sigh in page- you have landed on a mirror-page, and somebody is waiting for you to sigh in, so that they can get into your account.
#4 by Credit Guru on November 19, 2009 - 1:39 pm
REUBEN
Immediately contact all 3 credit bureaus and place 90 day fraud alerts on her credit files. Depending on what info she gave them and how good her credit is they could do a lot of damage.
She might consider a credit monitoring service and monitor all 3 of her bureaus for a few months. Most likely if try anything it will be soon rather than later.
Good Luck
#5 by Studly on November 20, 2009 - 9:24 pm
JOE
Like Credit Guru says, you need to immediately contact the credit agencies. What they will do is put a “flag” on your accounts, so that any time someone tries to use your name for credit, they are supposed to contact you first.
Take a few minutes and read the link below. The FTC came up with this file to explain about identity theft, and what exactly you need to do to protect yourself.
There are actually several things you need to do…so read this file.