personal credit report – free check

jds asked:


I have less than perfect credit (about 530 credit score). I am now trying to improve that score. I have a great job and make very good money. I am looking to get a personal loan for about $5,000. I would like to get this loan for a purchase but also to have the positive payment history on my credit report and bump up my score.

Does anyone know of any banks in the Chicago area that may be able to help?

Also, the purchase I am making will not allow me to use a credit card. It must be a cashier’s check or cash.

Thank you!

Tommy