wendy.balsam asked:
I am 25…my credit score is currently 730 (august 7th reading.) I just recently req my credit report and everything on there is fine (except for an account in collections for $26 from 2004 that i’m paying this friday.) i have always been told i have great credit, esp for my age…however about a month ago i was denied a old navy card, a small personal loan (as a co-signer for my bf) about 2 weeks ago, and today an increase on my american eagle card for only $375 more than i have now (to make it an even $500.) this is mind boggling to me. my credit is great, i pay all my bills on time (slightly more than what is owed) and there is nothing overly derogatory on my report.
I am 25…my credit score is currently 730 (august 7th reading.) I just recently req my credit report and everything on there is fine (except for an account in collections for $26 from 2004 that i’m paying this friday.) i have always been told i have great credit, esp for my age…however about a month ago i was denied a old navy card, a small personal loan (as a co-signer for my bf) about 2 weeks ago, and today an increase on my american eagle card for only $375 more than i have now (to make it an even $500.) this is mind boggling to me. my credit is great, i pay all my bills on time (slightly more than what is owed) and there is nothing overly derogatory on my report.
any ideas of whats going on? and who would i contact about this? i know it has nothing to do with that $26 i owe mci bc that was in the first 2 years of my credit building and it never effected me to this point.
ugh
ps…i make over $2500 a mo and only owe on 1 credit card $506 to be paid on the 14th when i get paid.
personal credit report
