It’s probably easier to get a line of credit (or credit card) with poor credit. That’s because there’s numerous issuers who offer credit cards designed specifically for this purpose. You can find a complete list here:

Although these offers tend to have higher interest rates (and additional fees) when compared to ‘standard’ credit cards, they’ll give you the opportunity to build and improve your credit score over time. Eventually, with regular on-time payments– you’ll be able to qualify for better offers with lower APR’s and less fees. But for now, these are your options…

Hope this helps. GOOD LUCK!

Just let your credit score build and don’t apply for anything for awhile until you beacon score goes up. Everytime someone checks your credit it causes your beacon score to go down.