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	<title>Comments on: I need a personal loan for $3000 over 12 months &#8211; have little credit, but am current on all payments. Help?</title>
	<atom:link href="http://4creditreport.com/credit/i-need-a-personal-loan-for-3000-over-12-months-have-little-credit-but-am-current-on-all-payments-help/%20/feed" rel="self" type="application/rss+xml" />
	<link>http://4creditreport.com/credit/i-need-a-personal-loan-for-3000-over-12-months-have-little-credit-but-am-current-on-all-payments-help/</link>
	<description>about personal credit report</description>
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		<title>By: Mimi L</title>
		<link>http://4creditreport.com/credit/i-need-a-personal-loan-for-3000-over-12-months-have-little-credit-but-am-current-on-all-payments-help/#comment-1368</link>
		<dc:creator>Mimi L</dc:creator>
		<pubDate>Mon, 16 Aug 2010 04:44:09 +0000</pubDate>
		<guid isPermaLink="false">http://4creditreport.com/credit/i-need-a-personal-loan-for-3000-over-12-months-have-little-credit-but-am-current-on-all-payments-help/#comment-1368</guid>
		<description>&lt;a href=&quot;&quot;&gt;Alice&lt;/a&gt;


Hello,My name is Mimi,i just got a loan from a private loan company,they offer me my loan with bad credit and they give long term payback period with a fair interest rate,they maybe able to help you out,you can contact them at.
Goodluck.</description>
		<content:encoded><![CDATA[<p><a href="">Alice</a></p>
<p>Hello,My name is Mimi,i just got a loan from a private loan company,they offer me my loan with bad credit and they give long term payback period with a fair interest rate,they maybe able to help you out,you can contact them at.<br />
Goodluck.</p>
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		<title>By: catwoman</title>
		<link>http://4creditreport.com/credit/i-need-a-personal-loan-for-3000-over-12-months-have-little-credit-but-am-current-on-all-payments-help/#comment-1367</link>
		<dc:creator>catwoman</dc:creator>
		<pubDate>Sat, 14 Aug 2010 22:56:11 +0000</pubDate>
		<guid isPermaLink="false">http://4creditreport.com/credit/i-need-a-personal-loan-for-3000-over-12-months-have-little-credit-but-am-current-on-all-payments-help/#comment-1367</guid>
		<description>&lt;a href=&quot;&quot;&gt;Gregory&lt;/a&gt;


Most banks will do a credit check to see how trustworthy you are before loaning you money.  If you don&#039;t have any established credit history, they may be reluctant to give you a loan.  Personal lenders may be more sympathetic.  You do have options.  Many lenders have already replied to your question.  Also consider person-to-person lending via organizations like Prosper.com, Lending Club, Lending Circle. Bascially it brings together real people who need money and real people who have money to loan. As a borrower, you post your request for a loan, including the amount, the interest rate you are willing to pay, and personal details which might make a lender more understanding despite your lack of credit history.  

Check out the reviews of those websites by NPR and the Washington Post.  See the links below. 

Good luck!</description>
		<content:encoded><![CDATA[<p><a href="">Gregory</a></p>
<p>Most banks will do a credit check to see how trustworthy you are before loaning you money.  If you don&#8217;t have any established credit history, they may be reluctant to give you a loan.  Personal lenders may be more sympathetic.  You do have options.  Many lenders have already replied to your question.  Also consider person-to-person lending via organizations like Prosper.com, Lending Club, Lending Circle. Bascially it brings together real people who need money and real people who have money to loan. As a borrower, you post your request for a loan, including the amount, the interest rate you are willing to pay, and personal details which might make a lender more understanding despite your lack of credit history.  </p>
<p>Check out the reviews of those websites by NPR and the Washington Post.  See the links below. </p>
<p>Good luck!</p>
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		<title>By: irishbarfight</title>
		<link>http://4creditreport.com/credit/i-need-a-personal-loan-for-3000-over-12-months-have-little-credit-but-am-current-on-all-payments-help/#comment-1366</link>
		<dc:creator>irishbarfight</dc:creator>
		<pubDate>Fri, 13 Aug 2010 09:34:27 +0000</pubDate>
		<guid isPermaLink="false">http://4creditreport.com/credit/i-need-a-personal-loan-for-3000-over-12-months-have-little-credit-but-am-current-on-all-payments-help/#comment-1366</guid>
		<description>&lt;a href=&quot;&quot;&gt;Holly&lt;/a&gt;


your best bet..to start off, would be to have a talk with the bank you have your savings and/or checking account with.  As you&#039;ve already established some sort of rapport with them, they&#039;d be most likely to give you the loan that you need (maybe not at the interest rate you&#039;d hope for...but the loan nonetheless.)</description>
		<content:encoded><![CDATA[<p><a href="">Holly</a></p>
<p>your best bet..to start off, would be to have a talk with the bank you have your savings and/or checking account with.  As you&#8217;ve already established some sort of rapport with them, they&#8217;d be most likely to give you the loan that you need (maybe not at the interest rate you&#8217;d hope for&#8230;but the loan nonetheless.)</p>
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		<title>By: Gemini</title>
		<link>http://4creditreport.com/credit/i-need-a-personal-loan-for-3000-over-12-months-have-little-credit-but-am-current-on-all-payments-help/#comment-1365</link>
		<dc:creator>Gemini</dc:creator>
		<pubDate>Wed, 11 Aug 2010 03:09:49 +0000</pubDate>
		<guid isPermaLink="false">http://4creditreport.com/credit/i-need-a-personal-loan-for-3000-over-12-months-have-little-credit-but-am-current-on-all-payments-help/#comment-1365</guid>
		<description>&lt;a href=&quot;&quot;&gt;Victor&lt;/a&gt;


CitiFinancial.</description>
		<content:encoded><![CDATA[<p><a href="">Victor</a></p>
<p>CitiFinancial.</p>
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