Comments on: How to tell if an account is yours or the person that took your identity on your credit report? http://4creditreport.com/credit/how-to-tell-if-an-account-is-yours-or-the-person-that-took-your-identity-on-your-credit-report/ about personal credit report Wed, 30 Mar 2011 11:22:20 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: WallBaker http://4creditreport.com/credit/how-to-tell-if-an-account-is-yours-or-the-person-that-took-your-identity-on-your-credit-report/#comment-762 WallBaker Tue, 29 Dec 2009 23:31:52 +0000 http://4creditreport.com/credit/how-to-tell-if-an-account-is-yours-or-the-person-that-took-your-identity-on-your-credit-report/#comment-762 <a href="">DUANE</a> Ouch. Sorry to hear about that one. You do not have to prove anything to the credit rating services. Call them and follow it up in writing to report that your identity has been compromised. They have procedures for you to follow. I suspect you will be asked to identify the legitimate accounts. I would simply assume that any you do not recognize have been created by your mother and report them that way. Let the company prove that you opened them. Report to the credit agencies immediately. That should be separate from any legal issues. They may require that you file a complaint and the companies she defrauded will definitely do so. DUANE

Ouch. Sorry to hear about that one.

You do not have to prove anything to the credit rating services. Call them and follow it up in writing to report that your identity has been compromised. They have procedures for you to follow.

I suspect you will be asked to identify the legitimate accounts. I would simply assume that any you do not recognize have been created by your mother and report them that way. Let the company prove that you opened them.

Report to the credit agencies immediately. That should be separate from any legal issues. They may require that you file a complaint and the companies she defrauded will definitely do so.

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