how do you get your credit report “marked” that someone may attempt to fraud you?


hottiearchitect asked:


The HR dept. at work has been compromised and a lot of employees information, including my driver’s license #, SS# and other personal information were stolen. Who knows what is going to happen with it – maybe posted on the internet somewhere. The company offered a year free for some credit report service but I don’t think this is enough – sounds like the compnay only sends you a few reports a year – by then somebody has already stolen your identity. I have tried to find info on the big 3 agencies with no luck – phone numbers listed result in nothing but a computer generated operator helping you to order your credit report for a fee or “this number has been changed…”. Is there a way to contact the big 3 credit reportng agencies and have my report marked that someone has stolen my information and may attempt to commit fraud? Can I argue with my company about the shoddy offer for one year of reporting? they screwed up – I should get more than that!

ALONZO
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  1. #1 by bdancer222 on September 2, 2009 - 9:04 pm

    ROBBY

    You can put a fraud alert on your credit file. But you may want to freeze your credit file. There’s a charge for each bureau and no new accounts will be able to access your credit info. You have to pay fees to unfreeze to allow a credit inquiry.

    Experian-888-EXPERIAN (888-397-3742)

    TransUnion-800-916-8800

    Equifax-800-685-1111

  2. #2 by katz on September 4, 2009 - 2:47 am

    LAMONT

    Yes, I had to do that. What I had to do was write the 3 credit reporting companies and state what was going on a put a fraud alert. I believe that I was actually able to get a hold of one of the companies at the time-but they probably have all gone automated. I would go to your bank and see if they can help you get in contact with the companies.

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