Talk to a professional credit repair specialist. Identity theft can be a real pain it the but to get off your report. If you don’t know what you’re doing and don’t have someone on your side the credit bureaus can take advantage of you.

Talk to a professional. Check it out:

There is an option to dispute whatever is not yours.
They have upto 45 days to get you an answer or they MUST take it off your report.

After they get you answer, if they show that cc “x” is your you will then need to contact each credit bearue and open a case for identity theft.

Just use the Walmart one- they throw in others they know you don’t have just to keep security tighter. If you check one you don’t have they know you are not you.

Are you using annualcreditreport.com? That’s the site you want to use. If you can’t access it on-line, print out the written report request form and mail it in.

It is possible that someone has opened accounts in your name, however you should also be aware that some of those questions that they ask are trick questions.

They will throw in extra accounts that you really do not have or ask about a mortgage payment that you would not have, on those questions choose none of the above. They are making sure you are who you claim to be.