can anyone check your credit reports?


jakdie999 asked:


Suppose someone has your Social Security, your first name, and your address. But assume he has incorrect personal info on everything else.

Can he successfully check your credit history? If he worked at a company like Sprint, can he check your credit even more easily?

Kristen

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  1. #1 by Sharon T on June 22, 2010 - 5:45 pm

    Juan

    It would be very unethical and illegal for someone to even try to do this, but it could happen if the person worked somewhere that gave him access to ordering credit information.

    Pull your free credit report (from one firm every four months) and check for credit inquiries from Sprint or where ever you fear there could be unauthorized access.

    You may want to put a freeze on your account if this is a big worry.

  2. #2 by maxmom56 on June 23, 2010 - 8:23 pm

    Calvin

    Without your written agreement, it’s not legal. Nonetheless, it can be done.

  3. #3 by stan c on June 24, 2010 - 2:42 am

    Terri

    The answer is yes, plain and simple. You can put your account on fraud alert through Trans Union Fraud Dept. Their toll free # 1-800-680-7289. They will notify the other 2 bureaus for you and has to be renewed every 90 days to keep it active. Better to be safe than sorry later.

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