Credit Score vs. Credit Report by Carrie Coghill



Carrie Coghill, Director of Consumer Credit Education at FreeScore.com, explains the difference between a credit score and a credit report.
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www.freecreditreportsinstantly.org So you want to access free credit report in an effort to assist ameliorating your credit score? Consider getting your free credit reports done one of the three national credit-reporting agencies or through the Federal government. According to the Fair Credit Reporting Act or FCRA a gratuitous credit report is your right and several states have their own laws regarding this.In a recent amendment to the FCRA each of the three national credit-reporting agencies (Experian, Equifax and TransUnion) must provide free copies of credit reports to each consumer in the United States every twelve months.

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