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My apartment manager has stolen my personal information to apply for a credit card?

sandy asked: I am a new tenant of this apartment complex for few weeks and last weekend I have found out from my bank that someone has applied to for a credit card using my personal data and have been issued a card to my new address before I have even move-in to this new [...]

Posted July 13th, 2010 in Renting & Real Estate | 6 Comments »

Renting apartment with bad credit?

rexy asked: Can you still rent an apartment if you have bad credit?
I live in CA and I would like to rent my first apartment in the near future ( within 2 years). I got my credit report from Equifax and it shows that I have Currently ‘past due’ 2 accounts and in the Negative [...]

Posted May 12th, 2010 in Renting & Real Estate | 6 Comments »

Would a legitimate landlord ask for a credit check before ever meeting with you?

Jess asked: I found an ad for an apartment on craigslist. After I sent an email I received what I assume is an automated response (it was sent within the same minute).
The guy said that because he does not live in the area he would rather make sure his tenants [...]

Posted May 10th, 2010 in Renting & Real Estate | 7 Comments »

Why isn’t the mortgage showing up on my credit report?

chocolate asked: Several years ago we made a decision to purchase a house in my spouses name only, to get the lowest possible interest rate. Five years later, we refinanced and added my name to the deed only. Two years later, we contacted the mortgage company and asked if I could placed on [...]

Posted March 26th, 2010 in Renting & Real Estate | 3 Comments »

How do investors handle real estate ownership with multiple mortgages?

Neo G asked: I own a couple of fourplexes in Los Angeles. I want to purchase more (another this year while prices are slashed, maybe one more next year), but I know it affects my credit to have a lot of mortgages under my name. But I’m sure the banks who hold the [...]

Posted January 3rd, 2010 in Renting & Real Estate | 4 Comments »

What to do if landlord is up to fraudulent behavior using the personal information of others?

lighthouse41 asked: I recently applied for an apartment for rent by private owner. I provided my personal information when filling out the rental application. I now feel the woman never had plans to rent the place, and is using an “apartment for rent” as a front to obtain the personal information of others to commit [...]

Posted November 7th, 2009 in Renting & Real Estate | 5 Comments »

Is it typical for someone to do a credit check when renting out a room?

juju asked: A guy is renting out a room in his house and he needs to do a credit check. But wont he have all my personal info including my credit report, dob, ssn, etc?Create a video blog

Posted October 20th, 2008 in Renting & Real Estate | 6 Comments »