personal credit report - free check

about personal credit report

“So. I can’t hire you cause you have bad credit, SORRY”. ARE YOU SERIOUS?

.:~ B@dOnKiE ~:. asked: Wow!
I truly thank God I have a job right now! But am I the only one that is bothered by this? Please tell me.
Many employers are now starting to do credit checks on applicants and basing their hiring decision based on this!
First off with the poor economy many Americans are [...]

Posted July 9th, 2010 in Personal Finance | 7 Comments »

Where can I get a legitimate personal loan?

asked: I need a personal loan to pay off some bills. Most banks have denied me because my credit is only fair. Also a lot of them have stopped giving unsecured personal loans. What banks give loans a little bit easier than most? What companies are out there that I can get a legitimate [...]

Posted June 25th, 2010 in Personal Finance | 3 Comments »

I want to fix my credit and I have questions about my report?

lookingforanswers asked: I have pulled my credit directly from all three reporting agencies and I want to start fixing my credit. I have a few questions about what is being placed on my credit.
1.) An acct I paid off reads paid, closed/ collection account - Is this what it is suppose to read [...]

Posted June 21st, 2010 in Personal Finance | 4 Comments »

I need some advice with credit card?

hsalas asked: I need advice on which cards to keep and which to close In total I have 7 Credit Cards I know for sure I want to close two of them out but would also like to know if I should do anything to the others
I have the following Cards,
Bank of America Platinum Plus, [...]

Posted February 19th, 2010 in Personal Finance | 3 Comments »

Where can someone with bad credit get a small personal loan?

tegamal asked: I am in need of $1000 for a new washer/dryer & some other things around the house, but I have bad credit from a while ago due to a miscommunication from a lender. That issue has dropped off my credit report being from over 7 years ago, but my score is still [...]

Posted February 16th, 2010 in Personal Finance | 4 Comments »

FICO score and Credit Report and late payments?

majax79 asked: I had 3 credit cards that went to collection about 8 months ago and I paid them all of right around that time.
They show up on all 3 credit reports as potentially negative credit items as they all say 120 days past due.
I was also told that this lowered my credit score.
My question [...]

Posted December 17th, 2009 in Personal Finance | 1 Comment »

How can I get settled charge offs accounts off of my credit report?

Anthony M asked: I have 2 credit cards that I had charged off about 6-7 years ago . I settled with a collection agency, not the full amount but about 70% of both the credit cards. They are scheduled to be removed from my credit in 2010. Is there a way to speed this process [...]

Posted October 14th, 2009 in Personal Finance | 3 Comments »

Should I still worry, I have checked my credit report?

brwnone asked: I am slightly worried about a breach in my private information. 10-11 months ago my laptop hard drive was thrown out. I had deleted any financial information and personal information a year prior to throwing out th drive. I used the computer 3-4 hours a day for music, videos and other daily use. [...]

Posted October 11th, 2009 in Personal Finance | 1 Comment »

The Benefit of Checking Your Free Credit Report in the UK

Dave Joa asked: Instant Online Access.Today in the UK you can now have instant access to get your free credit report online.But what are the benefits of being able to see this record of your credit history and the other details that the credit reference agencies hold about you on your personal credit file.In order [...]

Posted January 25th, 2009 in Personal Finance | No Comments »

Do payday loans show up on your credit report?

twinkle730 asked: I was stupid and took out a payday loan. I know they charge outrageous interest and take forever to pay off. I know now to never use them again.
I am in good status with them and have paid it off. Now, I am trying to obtain a personal loan. [...]

Posted December 28th, 2008 in Personal Finance | 4 Comments »