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3 Simple Ways to Use Online Credit Reports to Improve Your Personal Credit

Aaron Vaughn asked: Like most Americans you may be skeptical of why an unseen online agency would want to “help” you by checking your credit score for free. I mean, aren’t they just out there to get your money? The truth is, these credit checks can really help you, especially if you are trying to [...]

Posted July 17th, 2010 in Finance | No Comments »

How To Read A Credit Report

Thomas Morva asked: Your credit card report is your financial report. Your future transactions depend on this information. You may find yourself in a situation when you didn’t get the job you were sure you would get, or that you were turned down for an apartment that you wanted to rent. You look for the [...]

Posted July 17th, 2010 in Finance | No Comments »

An Alternative to Bankruptcy to Consider BEFORE You File Personal Bankruptcy

Anna Kowalski asked: Have you been looking for an alternative to bankruptcy? If you are, you are like a lot of individuals with heaps of unsecured debt that they cannot pay back. During the last few years, the average person has seen his amount of unsecured debt climb to unheard of rates. This has been [...]

Posted June 28th, 2010 in Finance | No Comments »

Why Should I Get My Totally Free Credit Report?

Gary Bunn asked: Your credit file is a document that presents a complete picture of your financial situation, both past and present, and is the primary deciding factor that leads your creditors to accept or decline your applications. So you can clearly see how important your credit report is! It’s also really important that you [...]

Posted June 26th, 2010 in Finance | No Comments »

The Credit Dispute Dance

James Charlet asked: I have worked at an extremely high level within a credit-reporting agency. I have responded to attorney general complaints, lawsuits against them, congressmen, and lobbyist firms working on their behalf. I am considered an “expert.” I have also worked for credit restoration companies, including one of, if not the, largest as an [...]

Posted June 25th, 2010 in Finance | No Comments »

How to Get Late Payments Off Of My Credit Report

Tim Bock asked: Anyone who’s working to rebuild their credit understands how frustrating it can be. Your credit score show all of the good and bad habits of your credit history. Late payments are generally one of the largest contributing factors of poor credit. In most cases waiting is the only option. However there are [...]

Posted June 23rd, 2010 in Finance | No Comments »

Personal Credit Repair - The PRBC - Can it Help Repair My Credit Report?

Frank L Froggatt asked: Personal credit repair may be for you if you have been noticing that your negative score has begun to affect your entire life with a negative impact. As you are now discovering, a poor

Posted June 20th, 2010 in Finance | No Comments »

3 Ways to Receive Your Credit Report For Free

Carrie Reeder asked: Thinking of buying a new home or automobile? Before you shop, make sure you take a look at your credit report. You can be assured that your lender will. It is also important to keep up with the contents of your personal credit reports to reduce the likelihood of identity theft and [...]

Posted June 15th, 2010 in Finance | No Comments »

Subprime Auto Loans - How To Get Financed With Bad Credit

Carrie Reeder asked: Finding a bad credit auto lender is simple. When buying a new or used car, the auto dealer may offer bad credit financing, or refer you to a good lender. Even so, car buyers should consider arranging their own financing. Bad credit auto loans are tricky, and some lenders will take advantage [...]

Posted June 15th, 2010 in Finance | No Comments »

Free Credit Report No Credit Card Required

Tarron Acuff asked: Looking for a free credit report no credit card required? Credit agencies have to give free annual credit reports if asked to do so. You can learn more about getting your free annual credit reports no credit card required, and by yourself learn to target your ideal score. Keeping a track of [...]

Posted June 12th, 2010 in Finance | No Comments »