Archive for category Credit
does your taxable income viewable on your credit report?
tiffany asked:
Hi,
I run a small business (selling stuff on the internet), but when i file my taxes. I file it as my personal income. Now I am wondering on my credit report under employment would it show me as unemployed? or self employed? and do creditors have any access to see how much I filed my taxable income as? (btw: this is for canada)
Nicholas
Hi,
I run a small business (selling stuff on the internet), but when i file my taxes. I file it as my personal income. Now I am wondering on my credit report under employment would it show me as unemployed? or self employed? and do creditors have any access to see how much I filed my taxable income as? (btw: this is for canada)
Nicholas
What can be shared between family credit reports?
rnizlek asked:
I have two credit cards, of which I am the only holder and the individual responsible for making payments. I also have two credit cards which are held by each of my parents, on which I am considered an “authorized user.” On those accounts, my parents each have one card in their name, and I have a second card, but it is an individual (not a joint) account in my parent’s name (my name is only on the cards). On my credit report, my cards show, as well as each of my parents cards, where I’m listed as an “authorized user.” My question is, will my personal cards, of which I am the only user and there are no other cardholders, show on my parent’s credit report? Or are they exclusively on my credit report? Thanks!
Dolores
I have two credit cards, of which I am the only holder and the individual responsible for making payments. I also have two credit cards which are held by each of my parents, on which I am considered an “authorized user.” On those accounts, my parents each have one card in their name, and I have a second card, but it is an individual (not a joint) account in my parent’s name (my name is only on the cards). On my credit report, my cards show, as well as each of my parents cards, where I’m listed as an “authorized user.” My question is, will my personal cards, of which I am the only user and there are no other cardholders, show on my parent’s credit report? Or are they exclusively on my credit report? Thanks!
Dolores
Can you help me get out of my massive credit card debt?
Nick asked:
I have about 7500 in credit card debt. I know this may not seem like a lot to some people, but I’m only 24 and I bought a truck that I probably shouldn’t have and the payments on that are what’s killing me. I’ve decided that the last thing I want to do is get rid of the truck. I have fallen behind on some of my payments and am acquiring late fees and higher interest rates, and my credit is being shot to hell in a hurry. I have applied for several personal loans to pay off my credit cards and get one lower monthly payment, but I’ve been denied every time because of my poor credit. I don’t really want to go through a credit counseling service yet, because that shows up on my credit report and will further reduce my score. I have worked thorugh my budget with a fine tooth comb and I’ve done calcualting with differnt loan terms/interest rates/etc. and I know I can afford one, but how do I get one? Any advice you can give would be greatly appreciated.
I would appreciate worthwhile answers only, please. I’ve only had the truck since March, so my loan would be way upside down, and with my credit what it is now, I wouldn’t get anything reliable for the loan I’d get.
April
I have about 7500 in credit card debt. I know this may not seem like a lot to some people, but I’m only 24 and I bought a truck that I probably shouldn’t have and the payments on that are what’s killing me. I’ve decided that the last thing I want to do is get rid of the truck. I have fallen behind on some of my payments and am acquiring late fees and higher interest rates, and my credit is being shot to hell in a hurry. I have applied for several personal loans to pay off my credit cards and get one lower monthly payment, but I’ve been denied every time because of my poor credit. I don’t really want to go through a credit counseling service yet, because that shows up on my credit report and will further reduce my score. I have worked thorugh my budget with a fine tooth comb and I’ve done calcualting with differnt loan terms/interest rates/etc. and I know I can afford one, but how do I get one? Any advice you can give would be greatly appreciated.
I would appreciate worthwhile answers only, please. I’ve only had the truck since March, so my loan would be way upside down, and with my credit what it is now, I wouldn’t get anything reliable for the loan I’d get.
April
how do i remove company debt from my credit report?
hiii_98 asked:
this collection agency has been calling me for years about a collection over a debt my company refused to pay. The amount was 500.00. The service was setup under my LLC company’s name and tax id. But now i see that my credit score and credit report has been affected by the collection agency. I have been ignoring them for hte past 6 years because the debt (which my company protested) should have been posted against my company’s credit score not my personal. Especially with this being a limited liability coorporation what can i do to remove or dispute the charge? I had FLAWLESS credit prior to this and i’m beyond pissed. I am the ceo of the company however my social security number was definately not used when the account was setup. Any advice on how i can proceed? Do i just pay the debt and suffer the horrible score? Or where they in the wrong to place this debt on an employee?? and do i have any recourse so that i can fix my credit score? ANY advice would be appreciated.
no one knows the answer? So any employee can get reported for his/her company’s actions?!?
Dana
this collection agency has been calling me for years about a collection over a debt my company refused to pay. The amount was 500.00. The service was setup under my LLC company’s name and tax id. But now i see that my credit score and credit report has been affected by the collection agency. I have been ignoring them for hte past 6 years because the debt (which my company protested) should have been posted against my company’s credit score not my personal. Especially with this being a limited liability coorporation what can i do to remove or dispute the charge? I had FLAWLESS credit prior to this and i’m beyond pissed. I am the ceo of the company however my social security number was definately not used when the account was setup. Any advice on how i can proceed? Do i just pay the debt and suffer the horrible score? Or where they in the wrong to place this debt on an employee?? and do i have any recourse so that i can fix my credit score? ANY advice would be appreciated.
no one knows the answer? So any employee can get reported for his/her company’s actions?!?
Dana
How many points will my credit score go up once I pay my car off?
$weetne$$ asked:
I want to see where to invest the money I just got into which loan to have most impact on my credit score. I have a personal loan of 3,300 and my car loan is 7,000 which would show best paid off on my credit report and help me buy a house? How many point increase will be made?
Stacy
I want to see where to invest the money I just got into which loan to have most impact on my credit score. I have a personal loan of 3,300 and my car loan is 7,000 which would show best paid off on my credit report and help me buy a house? How many point increase will be made?
Stacy
Credit Repair help! I have paid every bill owed on my credit report, meaning I am debt free, READ ON?
Utopia asked:
however even though all my debts are paid
(what a great feeling)
my credit report is a mess because these lousy creditors have not updated my report. So in reveiwing my report I am so over whelmed by the amount of items that are incorrectly reported, that I know have to fix. I simply do not have time to do this myself between work and school.
however even though all my debts are paid
(what a great feeling)
my credit report is a mess because these lousy creditors have not updated my report. So in reveiwing my report I am so over whelmed by the amount of items that are incorrectly reported, that I know have to fix. I simply do not have time to do this myself between work and school.
Does anyone know of a trust worthy compnay that can do this for me, please list a company that works to get these items either off my report or at least updated as paid.
Please list a company that you have had personal expirience with and can be relied on.
Ellen