Archive for category Credit
What is the minimum credit score required to receive an American Express Business card through a fortune 500?
flyingniteowl asked:
I am seeking a job with a fortune 500 company that requires the employee to obtain a company issued AMEX business credit card for extensive travel. The card is issued to the employee and therefore linked to their personal credit. The balance on the card is paid by the company after the employee submits an approved expense report. Presently, my median credit score is 655. Can I be approved for a company issued AMEX business credit card with this score and if not, what is the minimum score needed to obtain approval?
Roland
I am seeking a job with a fortune 500 company that requires the employee to obtain a company issued AMEX business credit card for extensive travel. The card is issued to the employee and therefore linked to their personal credit. The balance on the card is paid by the company after the employee submits an approved expense report. Presently, my median credit score is 655. Can I be approved for a company issued AMEX business credit card with this score and if not, what is the minimum score needed to obtain approval?
Roland
free credit report – free credit report.?
Dr T asked:
why do all these companies want to give me a free credit report? what’s the scam, my personal information?
Vicki
why do all these companies want to give me a free credit report? what’s the scam, my personal information?
Vicki
how do i re establish bad credit?
kburgess612 asked:
i have previous closed accounts, charged off, taken to collections, delinquent, and finally paid. there are about 5 credits all the same, will not be taken off until 5 years. they were minimum amounts between 200-500 each. i have a student loan i pay on time each month. i get denied for credit when i apply for my bank (wells fargo) personal loans and credit cards. i do not want to be in more debt since i finally got all of those delinquent accounts paid off now. how do i re establish credit, all i get is denied, and i need money for a loan someday soon. is a secured credit card through the bank the way to go? is there any other ways to re establish my credit or help my credit report/score? if a secured card is the way to go, explain to me how it works, i understand you put down a minimum deposit. what i dont understand is you make monthly payments, but if its YOUR deposit, why would you OWE anything?
Kim
i have previous closed accounts, charged off, taken to collections, delinquent, and finally paid. there are about 5 credits all the same, will not be taken off until 5 years. they were minimum amounts between 200-500 each. i have a student loan i pay on time each month. i get denied for credit when i apply for my bank (wells fargo) personal loans and credit cards. i do not want to be in more debt since i finally got all of those delinquent accounts paid off now. how do i re establish credit, all i get is denied, and i need money for a loan someday soon. is a secured credit card through the bank the way to go? is there any other ways to re establish my credit or help my credit report/score? if a secured card is the way to go, explain to me how it works, i understand you put down a minimum deposit. what i dont understand is you make monthly payments, but if its YOUR deposit, why would you OWE anything?
Kim
Is Annual Credit report.com a safe website to check credit?
Nathan asked:
I want to know how my credit looks and was wondering if this was a safe site to use. I’m not really sure if it’s safe. it looks a little shady but I might be wrong. Personal experience greatly appreciated!
Jesse
I want to know how my credit looks and was wondering if this was a safe site to use. I’m not really sure if it’s safe. it looks a little shady but I might be wrong. Personal experience greatly appreciated!
Jesse
How do I get credit reports on my customers?
Tom V asked:
To get my own credit report, I had to provide all kinds of personal info, plus I had to answer “verification” questions. But when I applied for a sears card, all they needed was my name, ssn, and date of birth.
To get my own credit report, I had to provide all kinds of personal info, plus I had to answer “verification” questions. But when I applied for a sears card, all they needed was my name, ssn, and date of birth.
So how does that work? How do I get sears access to credit reports?
Edward
!HELP! 24 YRS OLD, TRYING FOR PERSONAL LOAN THROUGH MY EMPLOYERS CREDIT UNION !HELP?
Lifequestions asked:
I am 24 years old, i gross about 70K per year, I will be getting married this summer. I am looking to get a personal loan through my employers credit union. I am not yet a member, i just checked my credit report today for the first time really. I have very little debt, about 375 dollars total. I have a currently open auto loan (5500 loan, co-signed by father) that has a balance of 1500 left and the loan term will be ending in 6 months, so i will have that paid off. However in the beginning of the loan i was late often by up to 30 days or more, i have not been late on my payments in the last 6 months. I have 3 negative reports on my credit and only one positive, one of the negatives has been there for 2 years and the other two have been there for 5 years. I will be paying off the 3 negative reports very soon. I am looking to get a $8000-10000 loan though the CU which i verified does provide personal loans at 15 % APR. sorry but i had to provide all the background, but my question is do you think i should settle the negative credit reports before i even become a member of the CU. ( will it make a difference?) Is it likely they will require another Co-signer? or will i likely be turned down? what can i do to help my chances of being able to get this loan by myself? any help is appreciated, i know i am paying for my mistakes when i was younger and more careless with my credit. I appreciate any constructive responses. thank you for your help!
i also forgot to mention I do have a son, my life expenses; Rent, Bills, expenses etc. take up most of the money I earn, but I would be able to afford the monthly payment for the loan. However if i could save the money (8K) in the time i need it i would but I calculated it and its really not possible.
Lydia
I am 24 years old, i gross about 70K per year, I will be getting married this summer. I am looking to get a personal loan through my employers credit union. I am not yet a member, i just checked my credit report today for the first time really. I have very little debt, about 375 dollars total. I have a currently open auto loan (5500 loan, co-signed by father) that has a balance of 1500 left and the loan term will be ending in 6 months, so i will have that paid off. However in the beginning of the loan i was late often by up to 30 days or more, i have not been late on my payments in the last 6 months. I have 3 negative reports on my credit and only one positive, one of the negatives has been there for 2 years and the other two have been there for 5 years. I will be paying off the 3 negative reports very soon. I am looking to get a $8000-10000 loan though the CU which i verified does provide personal loans at 15 % APR. sorry but i had to provide all the background, but my question is do you think i should settle the negative credit reports before i even become a member of the CU. ( will it make a difference?) Is it likely they will require another Co-signer? or will i likely be turned down? what can i do to help my chances of being able to get this loan by myself? any help is appreciated, i know i am paying for my mistakes when i was younger and more careless with my credit. I appreciate any constructive responses. thank you for your help!
i also forgot to mention I do have a son, my life expenses; Rent, Bills, expenses etc. take up most of the money I earn, but I would be able to afford the monthly payment for the loan. However if i could save the money (8K) in the time i need it i would but I calculated it and its really not possible.
Lydia