Marcus c asked:
i went to a auto dealer when i seen a car advertised online for $8000. i checked out the car and agreed on a final price of $9000 after tax title and plates. they ran my credit report and copy of my drivers license. after that, i applied for a loan through them and got approved. when it was time to sign the contract i noticed that the selling price was $12000. long story short i walked out. but i dont feel comfortable with them having all of my personal info. can i get it back or can they legally keep it.
MARLON
i went to a auto dealer when i seen a car advertised online for $8000. i checked out the car and agreed on a final price of $9000 after tax title and plates. they ran my credit report and copy of my drivers license. after that, i applied for a loan through them and got approved. when it was time to sign the contract i noticed that the selling price was $12000. long story short i walked out. but i dont feel comfortable with them having all of my personal info. can i get it back or can they legally keep it.
MARLON
#1 by Chadrick S on April 26, 2010 - 5:21 pm
ELBERT
YES YOU SURE CAN. YOU HAVE THE RIGHT TO RECIEVE ALL YOUR PERSONAL INFO WHEN YOU MAKE THE REQUEST FOR IT.
THEY HAVE TO GIVE IT BACK TO YOU RIGHT THEN AND THERE.
#2 by overeasy on April 27, 2010 - 3:45 pm
DONNY
Don’t worry about it. As long as you walked out, you won’t have any problems.
I have a feeling when you saw the $12,000, you were looking at the total cost of the car and the finance charges, which could easily add up to the $12,000, especially if you have less-than-perfect credit and opted for a long loan of 72 months or more. The lower your credit score, the higher the interest rate you pay.