personal credit report - free check

harley princess asked: Hello, I have a question about reporting bad debt to the 3 credit reporting agencies. I sold property, decided to hold a 2nd mortgage for the buyer. I hired an attorney and paid him to represent me but he did not discuss the actual facts to me in selling the property. I [...]

Lee Beattie asked: Credit Report BasicsThe Credit Reporting Agencies work with lenders, creditors, insurers and employers to collect information from them and share it with companies with whom you desire to do business. Here’s an instance of how the system works:A) When you apply for newly credits the creditor petitions a copy of your financial [...]

Pocket Pair Entertainment asked: I have 2 credit cards - both with over 35% utilization. I want to take out a loan (with a lower APR rate) in order to pay off one or the other. Is this a good idea considering I would add on another inquiry to my report or should I just [...]

chocolate asked: Several years ago we made a decision to purchase a house in my spouses name only, to get the lowest possible interest rate. Five years later, we refinanced and added my name to the deed only. Two years later, we contacted the mortgage company and asked if I could placed on [...]

John Roy asked: We’ve teamed up with the UK’s market leading credit reference agencies so that we can provide you with a fantastic range of services that enable you to check, monitor and improve your personal credit report. What’s more, all of these services are available to you online! We appreciate that everyone has differing requirements [...]

S. Michael Windsor asked: What Is Inside a Credit Report?As we all know, our credit is one of the most important things we have, financially speaking. Keeping a regular check on it is imperative as we could face major changes at any moment due to such things as identity theft and so on. In fact, [...]

Drea B asked: so, what do i do about this, all my personal information was stolen out of my home in 2006 when i first turned 18 and moved on my own, and now at 21 im trying to get a home loan only to find out im denied because of my credit, (which ive [...]

Damon O asked: I went to a dealership to see about a loan, they turned me down because the car i was interested in was “too old to finance”? So i then tried to go to Citi financial and apply for a personal loan and came to find out the dealer had put 8 inquiry’s [...]

awsomenurse asked: I applied for a personal loan through capitol one and was denied d/t something on my credit report. So I did the 1 time a year free credit report and found out that Sears/City reported me for nonpayment on a card that belongs to my exhusband of 8 years. (he is [...]

Shane Shirley asked: We have heard people saying it is important find a good credit deal when it comes to apply for credit, whether it is a credit card, a home mortgage, a personal loan, or any other type of loans available in the market including car loans, student loans, payday loans, etc. etc.However it [...]