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Free Credit Report

Money Only asked: We live in a credit oriented world. We all get credit at some point, so it’s hardly surprising to learn that we all have a credit history. If you are curious about your credit rating, and you should be, you can obtain a free credit report from a number of sources. This [...]

Posted February 28th, 2010 in Finance | No Comments »

The Importance of a Free Credit Report

Peter Nisbet asked: The importance of getting your free credit report cannot be overemphasized. In the current economic climate, with such a strong squeeze on credit, everybody’s credit rating is at risk, and even if you think you have a premium credit score, you might be in for an unpleasant shock. People are getting such [...]

Posted February 23rd, 2010 in Finance | No Comments »

Im being sued for a car accident that happened 2 yrs. ago for personal injury, will this show on my credit?

sweetgirl asked: Hello, I was in an accident over 2 years ago ( it was my fault).
Two months ago I found out I was getting sued for personal injury…I have a lawyer and believe this lawsuit is completely ridiculus because I talked to the guy for a good half hour after the accident and he [...]

Posted February 22nd, 2010 in Law & Ethics | 4 Comments »

Credit Report Results?

nevergiveup12908 asked: I’m in the process of running my credit report and I’m at the step now where I have to verify my identity by giving my account number for an open account I have. All I’ve got is an account with Wal-Mart but I see results for that plus an American express card and [...]

Posted February 20th, 2010 in Credit | 5 Comments »

Free Credit Report.Com?

Sheila T asked: I keep seeing this commercial and ads everywhere for “Free Credit Report.com”…My question is; Is it really safe to use this company to check out your credit score online? I mean, I’ve always heard that you should never give out personal information over the internet for ANY reason but, to use [...]

Posted February 19th, 2010 in Credit | 5 Comments »

I need some advice with credit card?

hsalas asked: I need advice on which cards to keep and which to close In total I have 7 Credit Cards I know for sure I want to close two of them out but would also like to know if I should do anything to the others
I have the following Cards,
Bank of America Platinum Plus, [...]

Posted February 19th, 2010 in Personal Finance | 3 Comments »

payment on my credit on yahoo personal?

Kelly T asked: why yahoo personal charge me on my credit for $44.95 Few months ago, three months done then why yahoo personal keep charge on my visa. I will call the report about yahoo personal. I want yahoo personal stop charge on my credit.
thanks,
goldgolferADRIAN

Posted February 16th, 2010 in Singles & Dating | 1 Comment »

Where can someone with bad credit get a small personal loan?

tegamal asked: I am in need of $1000 for a new washer/dryer & some other things around the house, but I have bad credit from a while ago due to a miscommunication from a lender. That issue has dropped off my credit report being from over 7 years ago, but my score is still [...]

Posted February 16th, 2010 in Personal Finance | 4 Comments »

When Should You Check Your Credit Report?

John Rasor asked: are preparing to make a major purchase such as a home or auto loan you should check your credit report. Your credit score is one of the most important factors lenders use in determining whether or not you get a loan. Credit scores also determine what interest rate you will get. The [...]

Posted February 14th, 2010 in Finance | No Comments »

if i settle acct. w/ a collection agency does it show on my credit?

In the Land of the Lost & Found asked: I spoke to a collection agency. They are saying that I can settle my debt for less than what I owe. It still has not hit my credit report. If I settle will it eventually show? The agent said it wont, but [...]

Posted February 10th, 2010 in Credit | 5 Comments »