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about personal credit report

Recommendations for a good paper shredder for personal use?

kimber181 asked: Sorry I know this isn’t the right section to be asking but didn’t get any replies in consumers. I know this section is usually busy.
I need one, I have tons of personal papers, old pay stubs, old loans, credit reports, etc. that I need to get rid of. Don’t want to spend a [...]

Posted January 30th, 2010 in Other - Society & Culture | 4 Comments »

Why would a collection company only accept guaranteed money?

SoulSearching asked: I was going to pay with a debit card and I wanted then to fax me a copy that the bill was paid for my personal records.credit report..
they said the only way they would do that is if I paid with guaranteed money
They said no credit card paymentAL

Posted January 29th, 2010 in Credit | 6 Comments »

Reccomendations for credit monitoring?

katie asked: Can anyone reccomend an online program/company for personal credit monitoring? I had a friend have some trouble with idenity theft and I’d like to have something where I can watch my credit reports and score every month for a low fee. Any suggestions?CORNELIUS

Posted January 27th, 2010 in Credit | 3 Comments »

Free Instant Credit Report: Know About Your Credit Standing in an Instant

Amy Gordon asked: How will you know whether your financial position is really in a good shape or not? This is where the credit report comes in handy. The real essence of a credit report lies in its ability to help you understand the financial matters along with your credit status. In fact, the report [...]

Posted January 27th, 2010 in Loans | No Comments »

Consumer Credit Report - Do You Know What Yours Says?

John Mcfadden asked: A consumer credit report is the annual assessment of each person’s credit standing. By knowing what is on your you can get a lot of benefits when you go to get credit based services like loans, credit cards and even rent and phones.Each year, by law, American citizens are entitled to obtain [...]

Posted January 26th, 2010 in Non Fiction | No Comments »

Beating Capital One’s Credit Limit Reporting Disposition?

Alexander Vasarab asked: From everything that I’ve ever read to my own personal experience, Capital One does not report your credit limit to any of the three credit bureaus. That said, I know that FICO’s score algorithm substitutes your highest recorded balance in for your credit limit in the absence of it being reported. My [...]

Posted January 22nd, 2010 in Credit | 3 Comments »

Check Free Credit Report UK

Dr. Vicki Fidler asked: We’ve teamed up with the UK’s market leading credit reference agencies so that we can provide you with a fantastic range of services that enable you to check, monitor and improve your personal credit report. What’s more, all of these services are available to you online!We appreciate that everyone has differing [...]

Posted January 22nd, 2010 in Credit | No Comments »

Free Online Credit Reports: Easy Way to Keep Credit Records

Amy Gordon asked: Credit reports keep records of your financial life and need to be checked regularly. They have to be up-to-date and the information contained by them correct. Now it would be a hassle if you had to keep visiting credit reporting agencies for updating them. But with free online credit reports, you can [...]

Posted January 21st, 2010 in Investing | No Comments »

Is it legal for someone to obtain my credit report for their use?

honhill asked: I am in the process of divorcing and I recently found out that my husband hired a private investigator to obtain personal info about me. I accept the fact that much information is publicly available to anyone with the time, knowledge and/or money to find it, but is it really legal for [...]

Posted January 19th, 2010 in Law & Ethics | 2 Comments »

Can I sue for wrong information on my credit report? pleease help?

shortbaby189 asked: i have a huge mess with my credit report. Let me begin my explaining the situation. Im a twin and my sister and i have exactly the same personal information with the exception of the last 2 numbers of our social security number and ONe letter difference in our entire name.. mine [...]

Posted January 11th, 2010 in Credit | 3 Comments »