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What can you do if you filled out your personal info to a fraudulent email?

syk asked: My sis got an email, supposedly from her bank, asking for personal info. She filled it out, including her ssn. She later called the bank back and found out it was a fraud email. The bank then changed the account number. But now someone has her ssn. What [...]

Posted November 13th, 2009 in Credit | 5 Comments »

How can I update my personal info with the credit bureaus?

Vanessa asked: I just need to update the home address on my credit report.Every time I try to get my credit report or a credit card I have trouble or the process is prolonged because of the information not being updated.I’ve tried calling equifax,experian, and trans union but every time I call it just gives [...]

Posted November 13th, 2009 in Credit | 2 Comments »

How To Fix A Negative Credit Report In 3 Simple Steps!

Helen Hecker asked: If you want to get rid of negative credit you can easily take a few steps to completely turn it around and see a significant improvement in your credit score. Thousands of people face the same problems and assume it takes a credit professional or credit repair service to do it for [...]

Posted November 13th, 2009 in Credit | No Comments »

Where to Get Your Free Annual Credit Report

Tisha Kulak asked: All consumers are entitled to a free credit report every 12 months. Some states, including Colorado, Georgia, Maine, Maryland, Massachusetts, New Jersey, and Vermont have state laws that make residents eligible for a free credit report under state law. Additionally, all consumers who have been denied credit have a right to request [...]

Posted November 11th, 2009 in Finance | No Comments »

What to do if landlord is up to fraudulent behavior using the personal information of others?

lighthouse41 asked: I recently applied for an apartment for rent by private owner. I provided my personal information when filling out the rental application. I now feel the woman never had plans to rent the place, and is using an “apartment for rent” as a front to obtain the personal information of others to commit [...]

Posted November 7th, 2009 in Renting & Real Estate | 5 Comments »

Ways To Resolve A Credit Report Dispute

Sandra Stammberger asked: Under the Fair Credit Reporting Act the reporting company and the information provider are responsible for correcting any credit report disputes. However, they must first be made aware that you have credit report disputes. A person can report and correct errors in their credit report by following two easy steps.Step one is [...]

Posted November 7th, 2009 in Finance | No Comments »

How do I take care of this identity theft problem on my credit report?

livi asked: Somebody got a hold of all my personal info. and applied for American Express on line and was approved for $3000, I found out about it when the collection agency contacted me. It’s been on my record for more than a year now and I dont know how to take care of it, [...]

Posted November 1st, 2009 in Credit | 3 Comments »