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Free annual credit report: Keep track of your monetary stipulation

Michael Tummillo asked: Familiar with your financial stipulation is very necessary to take any further important step in your life. Generally people do not keep track to their monetary matters in a proper way, until the need occurs. When you are applying for any loan services creditors first check your financial condition and take decision [...]

Posted November 30th, 2009 in Loans | No Comments »

Good Credit Report: A Positive Credit Tool

Barney Garcia asked: Today, banks offer credit for all your requirements, be it buying a house, car or consumer goods like a television, washing machine or a music system. The financers finalize their decision to lend you money based on your credit report. Special agencies or credit bureaus maintain these reports.What is a Credit Report?A [...]

Posted November 28th, 2009 in Advice | No Comments »

Use a Gap Card to Build up Credit?

Glam Sam asked: I did a Credit Report after being denied on a Personal Line of Credit to see that my Credit Score was considered “Poor.” I was wondering- If you open store credit cards like Gap but NEVER use them will this help your Credit Score?
Or should you use like $10 every [...]

Posted November 28th, 2009 in Credit | 5 Comments »

Ftc Credit Report Repair Facts - for Consumers

Mike Clover asked: The FTC claims that Credit Report Repair may be better for you if you do it yourself. You have seen advertisements on TV, local newspapers, internet. All of these credit report repair companies claim the following:* "Credit Problem? No Problem!"* " We can get rid of bad credit problems - 100% guaranteed"* [...]

Posted November 27th, 2009 in Education | No Comments »

Bogus Tax Lien’s Removed from my Credit Report.will it affect my score?

olibobwa asked: I went to a new bank to open another personal account and a corporate account. For all new customers they run credit reports to make sure they want to do business with them. When they ran my credit it came up with a score of 628 and $400,000 in liens. It was a [...]

Posted November 22nd, 2009 in Credit | 1 Comment »

Credit Report questions and answers

creditfaq asked: Credit Report Advice?I was checking my credit report because a college I applied to have information stolen. On my credit report was an unpaid medical bill. This be not my fault. My insurance company didn’t retribution the bill because they weren’t convinced I was still a student. We faxed them the required documents [...]

Posted November 18th, 2009 in Credit | No Comments »

credit report? removing negative medical bills?

Eden asked: Does anyone have ideas regarding removing negative medical bills on my credit report. I have disputed the information, information both the 3 credit agencies as well as the hospital in question that the bills are not mine. The hospital wants my personal information to research this, but I refuse to give [...]

Posted November 16th, 2009 in Credit | 5 Comments »

Credit Report Service – are Free Credit Report Services Legitimate?

Tomas Loden asked: Can you trust online credit report services? That is the question that consumers are asking today, especially with the hundreds of offers that flood your e-mail in-box promising accurate credit reporting scores with just the click of a mouse.The good news is that most, if not all of these companies, are legitimate [...]

Posted November 14th, 2009 in Finance | No Comments »

FREE CREDIT REPORT: MAINTAIN YOUR FINANCES EFFECTIVELY

Michael Tummillo asked: A good credit score is really important to entail external financial assistance in the form of loans for fulfilling important needs. A good score lowers interest rates on loans and vice versa. To entail any form of loan, all creditors will check your financial position so that they will get to know [...]

Posted November 14th, 2009 in Loans | No Comments »

38 & Looking to Repair Credit Score (Personal and L.L.C.)?

Big Daddy asked: I had some very old debt that has caused me to have a very low FICO (568).
SInce then have started my own business and want to get credit score all cleaned up.
2 Questions:
Have checks in hand to pay the less than $2K in bad credit reports. I assume the [...]

Posted November 14th, 2009 in Credit | 4 Comments »