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about personal credit report

Am I personally liable for my company’s debt?

heavyd asked: I incorporated my company in Nevada last year then applied for several line of credits. My corporation is a C-corp. I used an agency to help me applying for the line of credits and according to them, I’m the personal guarantor of the debt even though the line of credits will [...]

Posted October 30th, 2009 in Corporations | 1 Comment »

Top 5 Things to Avoid when Fixing your Credit Report

Kimberly Kellish asked: Repairing your credit report can seem like a daunting task if you try to do so without having the proper knowledge and information you need to get it done effectively and legally. You need to use all the expert resources out there so that when you go to talk with credit agencies, [...]

Posted October 28th, 2009 in Finance | No Comments »

What is Your Credit Report Made Of?

Allison May asked: span lang=”EN-US”>We often hear that a person’s credit report is very important because lenders, employers and even landowners check this document to measure one’s credibility and financial capability. But what really is inside your credit report? Do you really understand how it works? Let’s take a closer look on what your credit [...]

Posted October 25th, 2009 in Finance | No Comments »

Credit report, jobs, arrests, homes, family?

Fireman 1 asked: I wanted to know if I could get a full report of all of my personal information including health, all the jobs I have had, family, arrests, etc. What is that kind of report called and and how much would it cost.
No reason in particular, just curiosity…
ThanksSON

Posted October 25th, 2009 in Law Enforcement & Police | 2 Comments »

Credit Report Myths You Need to Know

John Mcfadden asked: There is an increasing amount of wrong information and scams that are getting people in trouble when getting their credit report. Know the Myths what is the key information.If I check my credit report will that harm my score?While is if false that check this will damage your report it can if [...]

Posted October 24th, 2009 in Non Fiction | No Comments »

What Is Your Credit Report?

David Faulkner asked: What role does your credit report play in your life? In case you apply for some sort of a loan, how do you think the lender would judge you? The lender simply checks your credit report which reflects all your credit history along with your credit score. Things do not just end [...]

Posted October 23rd, 2009 in Finance | No Comments »

Can bad business debt go on your personal credit report?

christine s asked: I opened up a couple of accounts for my business in 2005 but under my tax ID number. Unfortunatley the accounts went bad because I was in a car accident and now can’t work. Does this go on your personal credit report or the duns and bradstreet report.JORDAN

Posted October 22nd, 2009 in Credit | 4 Comments »

Your Personal Credit and Your Business Credit History

Pamela Williams asked: When establishing a separate credit history for your business, does your personal credit matter?  Does it make a difference whether or not you have good personal credit?  As a business owner, why should you be concerned about your personal credit score?Your Personal Credit and Your BusinessAs a new entrepreneur, you may need [...]

Posted October 21st, 2009 in Business Ideas | No Comments »

I found an account that was five years old on my credit report now the company is threatening legal action?

Matt T asked: Upon reviewing my credit report today I came across an account that said I had a balance of $26. It is five years old. I contacted the collection agency today to pay the $26 now they are telling me the account balance is $650. What options do I have? They are threatening [...]

Posted October 21st, 2009 in Credit | 4 Comments »

Keep an Eye on Your Credit Report

Peter Kenny asked: Vital personal information such as where you live, your place of employment, your bill paying methods, and whether you’ve ever been arrested or declared bankruptcy is all contained within your credit report. This information is vital because it can affect som many areas of your life.Your credit score is used by lenders [...]

Posted October 19th, 2009 in Credit | No Comments »