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What are the specific facts related to real estate short sales and your credit report?

Bobba asked: I have researched this topic as thoroughly as I can. I am aware of all the anectdotal evidence out there that range from it being no different from a true foreclosure to just a short term blemish in the range of 100-200 points on your credit.
If you have direct, personal experience with [...]

Posted January 12th, 2009 in Credit | 1 Comment »

Annual Credit Report: Enables You to Understand Your Financial Position

Sophie Wilson asked: Why is it important to know the credit score and for that the credit report? Well, the answer is that keeping a track of the financial details, will only helps you to know more about your financial credibility. You credit also plays a very determined role while acquiring new loans, credit cards [...]

Posted January 7th, 2009 in Credit | No Comments »

Credit Reports guide

Mansi Gupta asked: Big and small loans have become quite a commonplace these days. Borrowing money has also become quite frequent with the advent of credit cards. As more and more people are banking on loans and other money borrowing techniques to accomplish their tasks, in order to save themselves from deceit banks and other [...]

Posted January 2nd, 2009 in Finance | No Comments »

Is a personal loan the same “type” of debt as a credit card?

sldchc123 asked: Is a personal loan the same “type” of debt as a credit card if a lender is looking at your credit report or FICO score?Caffeinated Content

Posted January 1st, 2009 in Credit | 1 Comment »