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Free Instant Credit Report: Instant Way to Know Your Credit

Charle Lawrence asked: A credit report is an important tool that can help your finances and the credit status. A credit report is formulated under the credit bureaus that keep a track of all your financial activities. Free instant credit reports are now available online and can be accessed at a single mouse click. It [...]

Posted January 31st, 2009 in Credit | No Comments »

Dose Signing a Personal Guarantee for a Business loan destroy personal credit score?

Absolute Knowledge asked: singning a personal guarantee for a 200k small busniness loan? will it destroy my fico score?
since im signing perosonal guaratee will they report the busniness loan and amount to the personal credit agencies?
thus drastically reducing my fico and dembt to income ratio?
as in a few months im planiing to buy a [...]

Posted January 26th, 2009 in Business Credit Cards | 3 Comments »

The Benefit of Checking Your Free Credit Report in the UK

Dave Joa asked: Instant Online Access.Today in the UK you can now have instant access to get your free credit report online.But what are the benefits of being able to see this record of your credit history and the other details that the credit reference agencies hold about you on your personal credit file.In order [...]

Posted January 25th, 2009 in Personal Finance | No Comments »

Would you find it odd if oh say a bank(Bank of America for instance) ran 14 credit checks on you in less than?

SilverPhoenix asked: a year on your personal credit report and the only thing you hold with them(per se) is a business loan account? Just curious. Especially(just as an example of course) you’ve had done business with them the past five years and never had anything like this in any of the previous years happen?(per se)
Funny [...]

Posted January 22nd, 2009 in Immigration | 9 Comments »

How do business credit cards affect personal credit?

Drake G asked: Hi, I ask this mostly out of curiosity. I have a business card from Chase. I’m not 100% sure why I have it considering that I don’t have a business, but oh well. Anyways, the thing is that they just sent me a notice saying that they have to raise my interest [...]

Posted January 19th, 2009 in Credit | 3 Comments »

Free Annual Credit Report: Access it for Your Financial Well Being

Sophie Wilson asked: There are ample chances of making financial mistakes, particularly when you are ignorant about the importance of good credit record. Having a good credit record facilitates and paves the way for you to derive not only loans easily, but also helps you in employment or to get a good insurance cover. So, [...]

Posted January 17th, 2009 in Finance | No Comments »

Business Credit Card Application Needs Good Credit Report

Richard Gilliland asked: As with a personal credit card, the business credit card is a highly efficient method for obtaining, granting, and expending loans. The applicant for a business credit card needs do little more than fill out a brief application or key in a few bits of information over the Internet. In most cases, [...]

Posted January 15th, 2009 in Credit | No Comments »

question about TransUnion credit report?

Ben K asked: Hi everyone, I try to get a free credit report in TransUnion website. But I don’t know whay it said:
Privacy Protection
The Identity Security System isn’t able to confirm your identity.
Explanation:
The Identity Security System confirms your identity through a series of questions based on accounts and personal information contained in your Personal [...]

Posted January 14th, 2009 in Credit | 1 Comment »

Free Instant Credit Report: Know Your

Sophie Wilson asked: Having knowledge about your credit score is quite essential nowadays. You will have to show it in almost every financial purpose whether it is while seeking a loan, while applying for a credit cards, getting an auto or a home loan or for applying for a job. The necessity of the knowledge [...]

Posted January 14th, 2009 in Loans | No Comments »

Will closing a line of credit before it is paid look bad on my credit report?

Andrea asked: I have a line of credit through Bank of America. I was told it was a personal loan and the balance would go down each month. (I had consolidated 3 credit cards). I just found out it is technically called a line of credit and the interest is 23%! [...]

Posted January 13th, 2009 in Credit | 4 Comments »