personal credit report - free check

about personal credit report

Can you really trust getting a credit report from sites like, freecreditreport, equifax or experian.com?

Bob S asked: I feel that giving out personal info to those websites, experian ect.. may just make real what I am trying to avoid. However, I have been told that my credit wasn’t good, but I don’t know why. I have like 0 debt. I need to know why i have bad credit. Where [...]

Posted November 15th, 2008 in Personal Finance | 7 Comments »

How Well Do Your Understand Your Credit Report?

Donald Saunders asked: You probably know all too well that the information which is contained in your personal credit report is used by the loan and credit card companies when determining whether to extend credit to you, but do you know exactly what information your personal credit report contains? For example, did you know that [...]

Posted November 14th, 2008 in Credit | No Comments »

Has anyone ever gone online to get your free credit report?

question asker asked: The one that is set up by the Federal Trade Commission ??
I want to do it, but I’m paranoid about giving out all of my personal information over the internet.Create a video blog…instantly.

Posted November 14th, 2008 in Credit | 9 Comments »

What credit report service is the best value?

Peter T asked: I want a service that I can view my credit report and credit score for all major credit bureaus 3 or 4 times a year and make disputes quickly and easily as needed. I don’t want to pay an arm and a leg. I shouldn’t have to buy my own personal information [...]

Posted November 13th, 2008 in Personal Finance | 1 Comment »

Get Free Credit Report -Report From All 3 Bureaus 100% Free

Tarun Jaswani asked: It is important to be aware about your credit score before looking to apply for mortgage or availing the facility of credit card. It is really a good idea to verify credit rating from different credit bureaus at different period of time in order to secure the identity, which can be very [...]

Posted November 13th, 2008 in Credit | No Comments »

Why Credit Reports are Relevant to Owner Financing & How to Proceed

Nate Hananger asked: Most people don’t jump with excitement when the hideous task of obtaining a credit report arises. Regardless of who it’s for, it’s just not a fun activity. Some even avoid it like the Ebola virus. But when one is considering owner financing as an incentive to attract more buyers, they may very [...]

Posted November 11th, 2008 in Credit | No Comments »

Does not paying your property taxes show up on your credit report? And when does this become a lien?

Please Help asked: I need some help with a ? and I can not find a confident answer to anywhere. I’m referring to when you don’t pay ur property taxes in California… Does this show up on your credit report? I’m not referring to any other type of tax lien, meaning all [...]

Posted November 9th, 2008 in Credit | 4 Comments »

Credit Report Agencies - A Synopsis

Abhishek Agarwal asked: Credit Report Agencies are firms that help the lender establish the creditworthiness of the prospective client. Most of the times, banks, financial lending institutions, credit card companies or departmental stores want to ascertain clients who are a good credit risk and those who are not. They use credit reports to determine who [...]

Posted November 9th, 2008 in Credit | No Comments »

When paying debt on your credit report is it better to pay with a check or money order?

BSMNYC asked: I”m starting to pay off the debts on my credit reports and would like to know would it be better to pay with a money order or personal check. I only ask in the event the payment is disputed and I need to proove payment was sentCreate a video blog…instantly.

Posted November 8th, 2008 in Credit | 5 Comments »

Can I remove a bad mark on my credit report that came from a joint account?

Jaydar asked: When I was fifteen, my mother gave me a credit card in my name that was connected to her credit account, to be used for emergencies. I used the card responsibly and she never had a problem with it.
Without my knowledge, she built up $10,000 worth of debt, and then closed the [...]

Posted November 8th, 2008 in Credit | 4 Comments »