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about personal credit report

Seek Your Personal Credit Report

anonymous asked: You can always seek your personal credit report from all three credit agencies in the United States. The three agencies that provide a complete credit report are TransUnion, Experian and Equifax. It is data from these three agencies that determine your credit score and your ability to take loans etc. There are many [...]

Posted November 27th, 2008 in Finance | No Comments »

Free Personal Credit Report: Helps You Understand Your Financial Position

Amy Gordon asked: Personal credit report is not any document unlike your bank statements. It in fact is a tool which assists you to keep a track of all your financial activities and credit stand. The report it self is a testimonial of all your past financial dealings and the payments. Free personal credit report [...]

Posted November 26th, 2008 in Loans | No Comments »

Why A Lender May Not Accept Your Recent Credit Report

Terry Parker asked: Everyone knows that when you shop for a car, house, or anything else you plan on purchasing using credit, the terms and rates will be dependent on your credit rating. Therefore, many consumers will pull a personal credit report to use when shopping around to see what type of deal a merchant, [...]

Posted November 25th, 2008 in Non Fiction | No Comments »

Credit Report Repair

Kathleen Chester asked:  A Credit report determines your financial status and eligibility for a loan and other types of credits. The scores in the credit report affect every aspect of your financial life – eligibility for loans, the interest rates, employment opportunities, and also the insurance premiums. The credit reports however may include some errors, [...]

Posted November 25th, 2008 in Business Opportunities | No Comments »

personal credit question?

wendy.balsam asked: I am 25…my credit score is currently 730 (august 7th reading.) I just recently req my credit report and everything on there is fine (except for an account in collections for $26 from 2004 that i’m paying this friday.) i have always been told i have great credit, esp for my age…however about [...]

Posted November 23rd, 2008 in Credit | 3 Comments »

Check Your Credit Report Regularly to Avoid Becoming a Victim of Identity Theft

John Ritchie asked: This is the third in a series of articles which will increase your awareness about  Identity Theft.  All of us know the importance of credit reports in our lives. Your credit report shows your personal information including your legal name, alias names, addresses, current and previous employers, social insurance number and date of [...]

Posted November 23rd, 2008 in Home Business | No Comments »

how can I change my personal information on credit bureaus?

Jun asked: I can’t obtain credit, and I can’t get a credit report.
The personal information I give to them don’t match the information of my home address that they have on file. I have been told to call all three credit bureaus (Equifax, Experian, and Trans Union) and to have my personal information changed.
The thing [...]

Posted November 23rd, 2008 in Credit | 1 Comment »

Fantasy Credit Report

Tom Justice asked: r Credit Report (the Boring Part)   Your online credit report is a collection of files and records pertaining to your credit history. It is often referenced for hiring, renting, mortgages, loans, background checks and many other situations which may require an involvement of a larger sum of your income or a [...]

Posted November 22nd, 2008 in Finance | No Comments »

i have a credit rating of 670. is that good enough of a score to get an sba loan for over a million dollars?

courisousgeorge asked: i want to purchase a hotel, and i have the down payement of 10 percent. is my credit scor of 670 good enough for an amount that big. or am i just wasting my time. also does the sba look at my personal credit report to determine wheather i recieve a loanKansieo.com

Posted November 19th, 2008 in Credit | 6 Comments »

Free Annual Credit Report: Know You Credit Scores for Free

Sophie Wilson asked: Whenever you apply for loan, your credit report is one thing which is checked by lender. Your credit records play an important role in your loan approval. For you it is important to know your credit scores beforehand so that in case if there are any blemishes then you can easily correct [...]

Posted November 18th, 2008 in Credit | No Comments »